USDA Vs. FHA your options comparison in Center, Shelby County, TX
In the year 2025, the USDA loan cap in Center, located in the county of Shelby, TX, is $336,500. Meanwhile, for a single-family residence, the FHA limit is set at $472,030.
Lendersa® offers a USDA loan calculator that enables you to juxtapose today’s best USDA and FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents a comparative view of USDA, FHA, Conforming, and VA loan options, assisting you in selecting the ideal program in Alabama tailored for your specific financial condition.
Loan Limits and Down Payment Requirements for 2025 in Center, County of Shelby, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Center, TX
At Lendersa®, our objective is to efficiently secure the best USDA or FHA loans for you, eliminating hassle in the process. Begin with one of three pathways to connect with lender matches and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan. It is specifically available in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans have no down payment requirement.
At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11225 College Blvd, Suite 100, Overland Park, KS, 66210
At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
9393 W 110th St, Suite 350, Overland Park, KS, 66210
Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
8585 College Blvd, Suite 110, Overland Park, KS, 66210
"With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid.
What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
1108 North Truman Boulevard, Crystal City, MO, 63019
Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company.
We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.
Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
9237 Ward Parkway, Suite 114, Kansas City, MO, 64114
Catholic Family Credit Union has been serving the financial needs of South Kansas City's Catholic community since 1957. Occupying a single room at St. Elizabeth Parish, CFCU, then known as St. Elizabeth Credit Union, received its charter that year as a parish-based credit union. Since its humble beginnings in that small room, the credit union has g
