In 2025, the USDA loan limit in Groves, within Jefferson county, TX, is $336,500, while the FHA limit is $472,030 for a single-family home.
Utilize Lendersa®'s USDA loan calculator today to compare the most favorable USDA and FHA rates and to find out the income, credit, reserves, and documentation required to qualify. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly connect you with the ideal USDA or FHA loan without hassle. Select one of three starting strategies that connect you with lenders and USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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