USDA VS FHA in Graham, Young County, TX

For 2025, in Graham, located within Young county, TX, the USDA loan limit stands at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, and discover the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loan options, assisting you in determining which program in is most advantageous for your financial requirements.

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2025 Loan Limits and Down Payment Requirements in Graham, Young County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Graham, TX

The mission of Lendersa® is to promptly and effortlessly secure the most suitable USDA or FHA loan for you. Initiate your processes with any of the three paths that integrate with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is intended for rural regions only. Unlike FHA loans which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Security State Bank
  • 117 N Third St, Emery, SD, 57332
  • The Security State Bank is located in Emery, SD, United States and is part of the Depository Credit Intermediation Industry. The Security State Bank has 12 total employees across all of its locations and generates $1.41 million in sales (USD). There are 2 companies in the The Security State Bank corporate family.
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  • 1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
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  • 317 Third Street, Ashton, IA, 51232
  • Ashton State Bank's product line and service culture is unrivaled in banking today. We take a great interest in providing you with cutting-edge products and services. We take the time to find out how we might better service all your financial needs We are proud to be a small-town community bank.
  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best
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  • Blaw Knox Credit Union
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  • Blaw Knox Credit Union is a great place to save your money. Our share accounts provide a great vehicle for saving money for those special events in life. Maybe you are saving for Christmas, or a wedding. It could be for college education, or just for that rainy day. Whatever the reason, Blaw Knox Credit Union provides better
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  • Contract Exchange Corporation
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  • 1126 North Ferdon Blvd, Crestview, FL, 32536
  • Okaloosa County School Board, Okaloosa Walton Junior College and St. Mary’s. It was formed with the help of a few local residents in north Okaloosa County. The first credit union building was a very small house behind the bus stop at Richbourg Middle School on Anderson Street in Crestview.