USDA Vs. FHA Pro and Con comparison in Jacksboro, Jack County, TX

In the year 2025, the USDA loan limit for Jacksboro, located in Jack county, TX, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to evaluate the top rates between USDA and FHA options today, determining the necessary income, credit, reserves, and required documents for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to decide which program in fits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Jacksboro, county of Jack, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Jacksboro, TX

Lendersa® aims to provide you the most convenient USDA or FHA loans without delay. Select one of three starting paths that connect you with lenders and USDA loan programs.

Lendersa's USDA loan request and matching results visualization

Understanding USDA Loans in TX

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is meant exclusively for rural areas and does not require a down payment, unlike FHA loans, which mandate a minimum of 3.5% down. This makes the USDA mortgage an appealing option for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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