USDA VS FHA in Jacksboro, Jack County, TX

In the year 2026, the USDA loan limit for Jacksboro, located in Jack county, TX, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to evaluate the top rates between USDA and FHA options today, determining the necessary income, credit, reserves, and required documents for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to decide which program in fits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Jacksboro, county of Jack, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Jacksboro, TX

Lendersa® aims to provide you the most convenient USDA or FHA loans without delay. Select one of three starting paths that connect you with lenders and USDA loan programs.

Lendersa's USDA loan request and matching results visualization

Understanding USDA Loans in TX

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is meant exclusively for rural areas and does not require a down payment, unlike FHA loans, which mandate a minimum of 3.5% down. This makes the USDA mortgage an appealing option for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Jacksboro Lenders

  • Jacksboro National Bank
  • 910 N. Main, Jacksboro, TX, 76458
  • Lends in Texas
  • The Jacksboro National Bank was chartered on June 30, 1905 and opened for business July 24, 1905 with initial deposits of $9, 761. We have maintained the philosophy of local independent ownership along with personal dedicated customer service throughout our 100+ years of existence.

  • Ciera Bank
  • 623 Elm Street, Graham, TX, 76450
  • Lends in Texas
  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.

  • Titan Bank, National Association
  • 1701 E. Hubbard Street, Mineral Wells, TX, 76067
  • Lends in Texas
  • Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.

  • The Good Buy Mortgage Company
  • 200 William Allen Lane, Decatur, TX, 76234
  • Lends in Texas
  • We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.

  • Wichita Falls Teachers FCU
  • 4301 Barnett Road, Wichita Falls, TX, 76310
  • Lends in Texas
  • WFTFCU began building its first complete facility designed specifically for a financial institution. Land was purchased next to Barwise Junior High School and architect Joe B. Roberts designed the 3, 200 square foot building. The facility included a vault, loan offices, a drive-through teller window, lobby tellers and a member service area.

  • Texas Bank
  • 901 Santa Fe, Weatherford, TX, 76086
  • Lends in Texas
  • In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches

  • Financier$ Mortgage Group, Inc.
  • 718 Boling Ranch Road, Azle, TX, 76020
  • Lends in Texas
  • At FINANCIER$ Mortgage Group, your Hardworking, Friendly, LOCAL, Mortgage Lender with over 35 years experience. FINANCIER$ is a Top Tier Lender which means our mortgages perform in the Top 10% nationwide. We think that’s mostly because we actually still talk to all our customers.

  • American National Bank and Trust Texas
  • 2732 Midwestern Parkway, Wichita Falls, TX, 76308
  • Lends in Texas
  • We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need

  • Midwestern State University Credit Union
  • 3410 Taft Boulevard, Wichita Falls, TX, 76308
  • Lends in Texas
  • The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members