USDA Loan Vs. FHA loan pro & con Palacios, Matagorda County, TX

In 2025, USDA loan limit in Palacios, county of Matagorda, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Palacios, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(616) 581-3030 Lender's profile and map Reviews The Mortgage Cowboy LLC 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907 The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
(520) 459-1860 Lender's profile and map Reviews American Southwest Credit Union 3090 E Fry Blvd, Sierra Vista, AZ, 85635 We are a Co-Op and we help you thrive! By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.
(217) 632-3241 Lender's profile and map Reviews Alliance Community Bank 321 N. Sixth Street, Petersburg, IL, 62675 Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.
(308) 485-4232 Lender's profile and map Reviews Pathway Bank 306 High Street, Cairo, NE, 68824 Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
(402) 757-3231 Lender's profile and map Reviews First State Bank PO Box 65, Hordville, NE, 68846 First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.
(217) 665-3321 Lender's profile and map Reviews Scott State Bank 101 West Main St., Bethany, IL, 61914 Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
(719) 653-0911 Lender's profile and map Reviews Trinity Home Loans 5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918 Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
(719) 482-7600 Lender's profile and map Reviews Aventa Credit Union_Pueblo 2735 Dublin Boulevard, Colorado Springs, CO, 80918 Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
(719) 357-2041 Lender's profile and map Reviews nina saldivar mortgage 5525 N Union Blvd, Suite 200, Colorado Springs, CO, 80918 If you're in Colorado and you're looking for some guidance getting a loan for your home, Nina Saldivar would love to help you! Whether you're looking for purchase or refinance, Nina have been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
(719) 592-0115 Lender's profile and map Reviews StrongTower Mortgage 5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918 Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
(719) 960-4300 Lender's profile and map Reviews Monumental Mortgage LLC 1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(719) 358-6317 Lender's profile and map Reviews Colorado Home Mortgage & Financial Ltd 5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918 Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING! Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.