USDA Vs. FHA your options comparison in Palacios, Matagorda County, TX
In the year 2026, the USDA loan limit for Palacios in Matagorda county, TX is set at $336,500. For FHA, the maximum for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare the top USDA versus FHA rates available today, and discover the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA side by side, facilitating the choice on the best program for your specific financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Palacios, County of Matagorda, TX
Loan Type
Loan Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Palacios, TX
Lendersa® aims to ensure you obtain the best USDA or FHA loan quickly and without difficulty. Start by selecting one of three pathways that connect you with lenders and relevant USDA loan programs.
The USDA home loan, also termed the USDA mortgage or rural development loan, is supported by the U.S. Department of Agriculture, providing options exclusively within rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.
Matagorda County Credit Union is member-owned and exists to promote financial security through savings, lending, financial education and other financial services. The membership will have available sound, cost-effective services which reflect their changing needs. We will support our membership and the community in which we live.
Baycel Federal Credit Union is a member owned, federally chartered financial institution. It is regulated by Federal standards and examined by Federal examiners. Being member owned, it is independent and is governed by an elected Board of Directors. The credit union is a success - your success - because of member participation.
Cal-Com Federal Credit Union is currently over $100 million in assets and has over 15, 000 members. We serve the people who live, work, worship, or attend school in, and businesses and other legal entities located in Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria counties.
First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.
Old Ocean Federal Credit Union was established in 1949. We are a federally chartered credit union, abiding to the strict regulations monitored and enforced by the National Credit Union Administration (NCUA). NCUA also insures each member’s deposits for up to $250, 000. You can rest assured your money is in a safe place.
WCTCU has been serving Wharton County educators and their families for over 65 years. WCTCU received its charter on September 4, 1953. Since its founding, it has provided financial services to employees of Wharton County Junior College and employees of the five independent school districts in Wharton County
Texasgulf FCU served the employees and their families of the Texasgulf Sulphur Company in New Gulf, Texas. Texasgulf FCU continued to exclusively serve the employees of the sulphur company and their families for fifty-five years until the sulphur reserves started to deplete Texasgulf FCU now services over 13, 000 members and has $125 million in ass
J C T Federal Credit Union has been serving the employees of the Edna, Ganado and Industrial School Districts since 1971. We take pride in providing you with fast, accurate and confidential services.We offer a full range of services including Share Draft Accounts (Checking) that pays you an annual dividend credited monthly.
