USDA Vs. FHA Pro and Con comparison in Sweeny, Brazoria County, TX

In 2025, the USDA loan cap in Sweeny, within Brazoria, TX, is $336,500, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare top USDA vs. FHA rates available today, and determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, assisting in selecting the most suitable program for your specific financial situation in .

Explore loan options from a variety of 100 lenders

2025 Loan Limits & Downpayment Requirements in Sweeny, Brazoria, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Possibilities in Sweeny, TX

At Lendersa®, we aim to connect you quickly with the best USDA or FHA loan, without any hassle. Choose from one of three starting points to link with lenders and access USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, secured by the government Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Northwoods Community Credit Union began as the Flambeau Paper Employees’ Credit Union in 1953. The Flambeau Paper Employees’ Credit Union, much like other credit unions all over the world, began with a simple idea: That people could achieve a better standard of living for themselves and others by combining their savings and making loans
  • MAK Financial
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  • MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
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