USDA Vs. FHA your options comparison in Sweeny, Brazoria County, TX
In 2026, the USDA loan cap in Sweeny, within Brazoria, TX, is $336,500, while the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare top USDA vs. FHA rates available today, and determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, assisting in selecting the most suitable program for your specific financial situation in .
2026 Loan Limits & Downpayment Requirements in Sweeny, Brazoria, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Possibilities in Sweeny, TX
At Lendersa®, we aim to connect you quickly with the best USDA or FHA loan, without any hassle. Choose from one of three starting points to link with lenders and access USDA programs.
A USDA home loan, secured by the government Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not demand any down payment.
Old Ocean Federal Credit Union was established in 1949. We are a federally chartered credit union, abiding to the strict regulations monitored and enforced by the National Credit Union Administration (NCUA). NCUA also insures each member’s deposits for up to $250, 000. You can rest assured your money is in a safe place.
Matagorda County Credit Union is member-owned and exists to promote financial security through savings, lending, financial education and other financial services. The membership will have available sound, cost-effective services which reflect their changing needs. We will support our membership and the community in which we live.
Baycel Federal Credit Union is a member owned, federally chartered financial institution. It is regulated by Federal standards and examined by Federal examiners. Being member owned, it is independent and is governed by an elected Board of Directors. The credit union is a success - your success - because of member participation.
The First National Bank of Lake Jackson received its charter from the Comptroller of the Currency on September 20, 1963 and opened for business on September 26, 1963. The bank opened with two officers, three employees and twelve directors. By 1976, the bank had outgrown its original location at the corner of Parking Way and That Way
129 Circle Way, Suite A ½, Lake Jackson, TX, 77566
Lends in Texas
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S
First State Bank was established in 1958 and is dedicated to serving Brazoria County by keeping a step ahead of the current standard in banking. First State Bank offers personalized customer service and the highest quality of products.
At First State Bank, we're here for you, not just as your convenient community bank,
At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
224 West Park Street, Suite 200, Freeport, TX, 77541
Lends in Texas
PLAN Lending Has Multiple Loan Programs And Strategies, Expert Knowledge And Working Experience To Finance Your Next Property Successfully! Strategies. What Separates PLAN From Other Lenders Is Providing Our Clients VaLuable Strategies To Achieve Their Financing Goals. The Crux Of That Success Is The Full Understanding Of Ever-Changing Lending.
WCTCU has been serving Wharton County educators and their families for over 65 years. WCTCU received its charter on September 4, 1953. Since its founding, it has provided financial services to employees of Wharton County Junior College and employees of the five independent school districts in Wharton County
