As of 2026, the USDA loan limit for El-Campo, in Wharton, TX, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate and contrast the best USDA versus FHA rates available today, determining the income, credit reserves, and documents necessary for qualification. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs to help you choose the right option tailored to your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in El-Campo, Wharton, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in El-Campo, TX
Lendersa® strives to deliver the optimal USDA or FHA loan swiftly and effortlessly. Choose from three starting points that pair you with lenders and USDA loan programs.
A USDA home loan, also referred to as the USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is available specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
409 Center Street, Suite C, Johnsonburg, PA, 15845
PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
Riverfork Federal Credit Union got its start in 1959 by a group of City of Grand Forks employees. The original name of the credit union was Grand Forks City Employees Federal Credit Union. To exemplify the “people helping people” philosophy of the credit union movement, the employees pooled their money and loaned it to those employees in need.
Eagle Community Credit Union is a member-owned, not-for-profit cooperative. For over 80 years, we’ve held a commitment to service excellence and member satisfaction. It’s who we are. It’s in our DNA. We have a rich history. We began as Orange County Postal Credit Union in 1937, and for many years we exclusively helped postal
26741 Portola Parkway, Suite E, Foothill Ranch, CA, 92610
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23861 El Toro Road Suite 700, Lake Forest, CA, 92630
We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance. Borrowers, Need a Loan? Learn about our loan programs and others like you who are driving positive change in their communities. Investors, see ho
