USDA Vs. FHA Pro and Con comparison in El-Campo, Wharton County, TX
As of 2025, the USDA loan limit for El-Campo, in Wharton, TX, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate and contrast the best USDA versus FHA rates available today, determining the income, credit reserves, and documents necessary for qualification. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs to help you choose the right option tailored to your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in El-Campo, Wharton, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in El-Campo, TX
Lendersa® strives to deliver the optimal USDA or FHA loan swiftly and effortlessly. Choose from three starting points that pair you with lenders and USDA loan programs.
A USDA home loan, also referred to as the USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is available specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium.
That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo
N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.
Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
Fayette Federal Credit Union is a member owned organization whose mission is to meet the needs of all of our members by providing quality, personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction in an ethical and financially sound manner.
Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.
