FHA Vs. USDA loan program for Bay-City, Matagorda County, Texas

In 2025, USDA loan limit in Bay-City, county of Matagorda, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bay-City, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(781) 461-1112 1654 miles Lender's profile and map Reviews Massachusetts Capital Mortgage Corp 75 McNeil Way, Suite 105, Dedham, MA, 02026 Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.
(978) 272-2088 1654 miles Lender's profile and map Reviews Nextgen Mortgage, Inc 20 Trafalgar Square, Suite 626, Nashua, NH, 03063 Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.
(800) 886-4848 1655 miles Lender's profile and map Reviews Allanach/Mortgage Group Corporation 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062 "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years. Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
(415) 389-7373 1655 miles Lender's profile and map Reviews Redwood Trust Inc One Belvedere Place, Suite 300, Mill Valley, CA, 94941 Our mission is to make quality housing — whether rented or owned — accessible to all American households. To Redwood Trust, mortgages aren’t simply a business. We never forget that the support we provide to the housing market adds to the lifeblood of our nation. The financing we provide makes a positive impact, not just on the American economy.
(415) 459-2458 1655 miles Lender's profile and map Reviews West Coast Mortgage Co, Inc. 625 Throckmorton Ave, Mill Valley, CA, 94941 West Coast Mortgage Co has been a staple to the San Francisco and Bay area since 1995. Owner Brad Schauer used his extensive experience in real estate sales to create a personalized mortgage brokerage focused on the client’s success and satisfaction. Brad understands that each mortgage is different,
(415) 902-5484 1655 miles Lender's profile and map Reviews Bridgeway Associates PO Box 1094, Sausalito, CA, 94941 Bridgeway Associates is a independent real estate brokerage firm, practicing in the San Francisco Bay Area, with an emphasis on individual attention and personalized service. Bridgeway combines traditional business best practices with proven Internet strategies to expedite and maximize results for your real estate transactions.
(617) 332-6530 1655 miles Lender's profile and map Reviews County Mortgage 1172 Beacon Street, Suite 103, Newton Highlands, MA, 02461 County Mortgage, LLC is a privately held Lender providing Situational Loans for homeowner and investor loans to borrowers needing short term funds. Serving eastern Massachusetts since 1991 County is committed to providing rapid consumer driven service. Our size allows us to be nimble and responsive to requests ranging from One Hundred thousand
6177501756 1655 miles Lender's profile and map Reviews Asset View Capital 45 Dan Road, Canton, MA, 02021 Asset View Capital is your preferred hard money lender for residential fix and flip investments in Massachusetts and beyond. As a leading commercial real estate finance firm, we present diverse loan origination options from commercial and residential rental property, residential fix and flip, ground up construction in Massachusetts and other U.S
(781) 828-8811 1655 miles Lender's profile and map Reviews Canton Co-operative Bank 671 Washington Street, Canton, MA, 02021 Canton Co-operative Bank has been Canton’s hometown bank since 1891. Our approach to banking is simple – we combine old-fashioned personalized service with today’s cutting-edge technology. As a customer, we get to know you and create a banking relationship unique to your needs. We are a 100% independent Bank open to anyone living or working in MA.
(781) 298-7670 1655 miles Lender's profile and map Reviews Flatley Financial Services 45 Dan Road, Suite 320, Canton, MA, 02021 Flatley Financial Services finances the acquisition and construction of real estate projects such as fix-and-flips or new builds. Our loans are asset-backed, and we underwrite based on the prospective property and the expected value of the property after work is completed. Our borrowers are contractors, investors, and developers.
(888) 828-1690 1655 miles Lender's profile and map Reviews Bank of Canton 490 Turnpike Street, Canton, MA, 02021 Bank of Canton is a Massachusetts-chartered mutual savings bank that offers its consumer, business and government banking customers access to a full array of deposit, loan, investment and convenience service options. All deposits at Bank of Canton are insured in full with at least $250, 000 insured by the Federal Deposit Insurance Corporation.