FHA Vs. USDA loan program for Bay-City, Matagorda County, Texas

In 2025, USDA loan limit in Bay-City, county of Matagorda, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bay-City, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 643-5220 1858 miles Lender's profile and map Reviews Options Financial Residential Mortgage NMLS 829593 8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008 Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
(503) 512-5007 1858 miles Lender's profile and map Reviews Goldendale Capital 8196 South West Hall Blvd, Suite 110, Beaverton, OR, 97008 Commercial finance is one of the very best tools that nearly all small business owners have access to. Many do not realize that they can be approved, but there is an option for any situation. Goldendale Capital is committed to helping you get the working capital you need. Whether you are hoping to undertake an exciting new project,
(503) 753-7577 1858 miles Lender's profile and map Reviews CHA Mortgage Company Inc 2301 Northwest Thurman Street, Suite C, Portland, OR, 97210 CHA Mortgage Company is located in the Baxter Building on the corner of NW 23rd and Thurman. Parking is available for Baxter Building guests in spots marked ""Executive Suite Customers."" CHA Mortgage is a local mortgage broker with a mission to help Nurses, Teachers, Firefighters, Police Officers and Veterans with their home loans.
(503) 997-2545 1859 miles Lender's profile and map Reviews Phil Lyman 9755 SW Barnes Road, Suite 470, Portland, OR, 97225 Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
(503) 210-2500 1859 miles Lender's profile and map Reviews Alliance Capital Partners Corp 4535 SW Laurelwood Avenue, Portland, OR, 97225 Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.
503-225-0300 1859 miles Lender's profile and map Reviews Iron Bridge Lending 9755 SW Barnes Road, Suite 420, Portland, OR, 97225 Iron Bridge was established amidst the ashes of the housing crisis of 2009 to fill a gap in funding sources for residential rehabilitation and new construction projects. Ever since, we have achieved year on year success in servicing the needs of our borrowers, and providing our investors with attractive returns.
(360) 719-1211 1859 miles Lender's profile and map Reviews Belay Mortgage Group Inc 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663 "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage. Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549
(360) 695-5121 1859 miles Lender's profile and map Reviews People's Community Federal Credit Union 7403 NE Hazel Dell Avenue, Vancouver, WA, 98665 People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.
(360) 225-7407 1859 miles Lender's profile and map Reviews Alliance Commercial Credit Group 8002 NE Highway, Suite 503, Vancouver, WA, 98665 Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.
(800) 238-9202 1859 miles Lender's profile and map Reviews Financial Services Unlimited, Inc. 11950 SW 2nd Street, Beaverton, OR, 97005 Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
(503) 314-4906 1859 miles Lender's profile and map Reviews Prestige Residential Loans LLC 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.