USDA Vs. FHA Pro and Con comparison in Port-Lavaca, Calhoun County, TX
In 2025, the USDA loan limit for Port-Lavaca, of Calhoun in TX, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to analyze today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting in deciding the most suitable program in for your financial scenario.
Loan Limits and Down Payment Requirements 2025 in Port-Lavaca, Calhoun, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Port-Lavaca, TX
Lendersa® works to swiftly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three starting points to match with the ideal lenders and USDA loan programs.
A USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is a loan backed by the U.S. Department of Agriculture and available only in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans require none.
The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.
As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,
A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.
We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.
But to us, success isn’t measured in numbers. Our success is measured in living our values every day
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
Minimum down payments
First time buyer benefits
Program options for high debt-to-income ratios and low credit
Refinancing opportunities
To lower your monthly payments
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.
At VNBNM we will help you understand what the banks are telling you. Learn how different types of loans and investments work so that you can make an informed decision when you need a loan or when you got some extra money to invest.
Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.
"Empower your property investments with TRG, a dynamic hard money lender. Specializing in rapid, flexible financing for fix-and-flips, rentals, and commercial ventures, we offer competitive rates and fast approvals. Partner with TRG for a seamless, profitable real estate experience. Contact us to unlock your potential today!"
Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders' investments and providing our employees with an excellent opportunity for growth and advancement.
