USDA VS FHA in Port-Lavaca, Calhoun County, TX

In 2026, the USDA loan limit for Port-Lavaca, of Calhoun in TX, is $285,000, whereas for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to analyze today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting in deciding the most suitable program in for your financial scenario.

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Loan Limits and Down Payment Requirements 2026 in Port-Lavaca, Calhoun, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Port-Lavaca, TX

Lendersa® works to swiftly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three starting points to match with the ideal lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is a loan backed by the U.S. Department of Agriculture and available only in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Riviera Funding
  • 1801 South Catalina Avenue, Suite 201, Redondo Beach, CA, 90277
  • Our goal at Riviera Funding is to be the “lender for life” for every one of our clients. Additionally, we expect to continue our growth as a company through the referrals of every one of our past (and current) clients. We have been successful with this philosophy in the past & expect to continue to be successful with this philosophy in the future.

  • Professional Lending Network
  • 1711 Via El Prado, Suite 103-B, Redondo Beach, CA, 90277
  • Professional Lending Network is a full-service brokerage for wholesale mortgages. It specializes in single family residences as well as units.With over 15 years of experience as a mortgage broker, real estate broker, and estate planning lawyer, Gregory is uniquely positioned to help his clients with a wide variety of matters.

  • Vista Loans
  • 1402 Esplanade, Suite 1, Redondo Beach, CA, 90277
  • You will work with a team that has 57 years of combined mortgage industry experience. Vista Loans uses the latest comparative analysis software which allows us to research and compare hundreds of loan programs & rates to find the best options to meet your needs. Your satisfaction is our Top Priority! Most Important to Us is Customers Satisfaction.

  • Amergroup Mortgage Corp
  • 111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kbishop Holdings Corporation
  • 401 East Hillcrest Boulevard, Suite J, Inglewood, CA, 90301
  • At KBishop Funding, we are committed to providing our clients with the highest-quality financial services to ensure that they receive the best possible loan for not just the lowest rate and payment, but also the best possible structure for closing costs. Many of our clients opt for a No Broker Fee scenario, only offered on Conventional Loans.

  • Four Seasons Realty & Management Inc.
  • 608 West Manchester Boulevard, Suite 202, Inglewood, CA, 90301
  • Four Seasons Realty & Management Inc.’s focuses on helping people buy sell and get mortgage financing for residential, commercial and investment property. As part of California Association of Realtors and the National Association of Mortgage Brokers our team members are proud to serve the community we live in.

  • RC Brown Homes
  • 401 E Hillcrest Blvd, Inglewood, CA, 90301
  • RC Brown Homes we are experts at what we do. First time buyers, refi, VA. Find YOUR dream with RC Brown Homes. and full-service real estate agency RC Brown Homes has helped buyers and sellers tackle everything from the search, to new construction to securing the financing to get it ALL done.

  • MHC Properties
  • 171 N La Brea Ave, Suite 100, Inglewood, CA, 90301
  • At MHC Properties, we take a fresh approach to residential and commercial real estate and mortgages. By making the transaction transparent, upfront, and as simple as possible, we’re taking much of the worry and needless aggravation out of the equation.residential and commercial real estate and mortgages.

  • We Loan Money Inc
  • 111 North La Brea, Suite 406B, Inglewood, CA, 90301
  • WLM Financial is a Community First Business, which means we lend assistance to the community in any way possible inside and outside of the office.

    We work closely with a multitude of lenders and other financial institutions to best find the lowest possible rates for our clints.

  • Phi Beta Sigma Federal Credit
  • 145 Kennedy Street NW, Washington, DC, 20011
  • PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.