USDA VS FHA in Port-Lavaca, Calhoun County, TX

In 2026, the USDA loan limit for Port-Lavaca, of Calhoun in TX, is $285,000, whereas for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to analyze today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting in deciding the most suitable program in for your financial scenario.

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Loan Limits and Down Payment Requirements 2026 in Port-Lavaca, Calhoun, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Port-Lavaca, TX

Lendersa® works to swiftly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three starting points to match with the ideal lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is a loan backed by the U.S. Department of Agriculture and available only in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Port-Lavaca Lenders

  • Cal-Com Federal Credit Union
  • 1401 North Virginia, Port Lavaca, TX, 77979
  • Lends in Texas
  • Cal-Com Federal Credit Union is currently over $100 million in assets and has over 15, 000 members. We serve the people who live, work, worship, or attend school in, and businesses and other legal entities located in Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria counties.

  • First National Bank in Port Lavaca
  • 1101 South Hwy 35 By-Pass, Port Lavaca, TX, 77979
  • Lends in Texas
  • First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.

  • Victoria Teachers FCU
  • 2207 Wildwood Street, Victoria, TX, 77901
  • Lends in Texas
  • Victoria Teachers FCU Credit unions provide the same products and services as other financial institutions—but credit unions are not-for-profit and exist to help people, not to make a profit. As such, all earnings are returned to their members in the form of high-interest savings and low rate loans.This also enables credit unions to operate at a lo

  • Jackson County Teachers FCU
  • 309 North Allen Street, Edna, TX, 77957
  • Lends in Texas
  • J C T Federal Credit Union has been serving the employees of the Edna, Ganado and Industrial School Districts since 1971. We take pride in providing you with fast, accurate and confidential services.We offer a full range of services including Share Draft Accounts (Checking) that pays you an annual dividend credited monthly.

  • Jackson County Federal Credit Union
  • 309 N Allen Street, Edna, TX, 77957
  • Lends in Texas
  • Jackson County Federal Credit Union began as MAGVAN Federal Credit Union in 1955 when a group of Mobil employees working in Vanderbilt chartered the credit union. Since then, the credit union has been chartered to be a community credit union, to serve anyone living or working in Jackson County.

  • Refugio County Federal Credit Union
  • 514 Swift Street, Refugio, TX, 78377
  • Lends in Texas
  • Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.

  • Newfirst National Bank
  • 202 E Jackson, El Campo, TX, 77437
  • Lends in Texas
  • NewFirst National Bank has a long and prosperous history dating back to January 22, 1902.

    It wouldn’t be until 2002 when the name NewFirst National Bank would be approved to coincide with a larger geographic footprint.

    The current office in El Campo, Texas opened in February 1968 and still serves as the headquarters.

  • The Yoakum National Bank
  • 301 West Grand Ave, Yoakum, TX, 77995
  • Lends in Texas
  • our customers progress through innumerable and significant changes. We have seen the introduction of the automobile, two World Wars, The Beatles, and banking on an iPhone. We stood solid through the Great Depression, fundamental shifts in post-war business and behavior, unthinkable interest rates in the 1970s, the financial crisis

  • Matagorda County Credit Union
  • 3700 Avenue F, Bay City, TX, 77414
  • Lends in Texas
  • Matagorda County Credit Union is member-owned and exists to promote financial security through savings, lending, financial education and other financial services. The membership will have available sound, cost-effective services which reflect their changing needs. We will support our membership and the community in which we live.