USDA Vs. FHA your options comparison in Pearland, Brazoria County, TX
For 2025, within Pearland, found in Brazoria county, TX, the USDA loan threshold is $336,500. In contrast, the FHA ceiling for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today, and determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to decide which program in aligns with your financial situation best.
2025 Loan Limits and Down Payment Requirements in Pearland, County of Brazoria, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Pearland, TX
Lendersa® is dedicated to quickly providing you the most suitable USDA or FHA loan, without hassle. Choose one of three starting points that result in connecting with matching lenders and applicable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan. It is accessible solely in rural neighborhoods. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment.
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