USDA and FHA Pro and Con in Pearsall, Frio County, TX
As of 2025, the USDA loan limit in Pearsall, Frio, TX is $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, identifying the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Pearsall, Frio, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Pearsall, TX
Lendersa® is dedicated to securing the best USDA or FHA loan quickly and hassle-free. Initiate one of three pathways to find matching lenders and programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and targeted for rural areas only. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment.
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