USDA and FHA Pro and Con in Pearsall, Frio County, TX

As of 2026, the USDA loan limit in Pearsall, Frio, TX is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, identifying the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Pearsall, Frio, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Pearsall, TX

Lendersa® is dedicated to securing the best USDA or FHA loan quickly and hassle-free. Initiate one of three pathways to find matching lenders and programs.

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Understanding the USDA Loan in TX

A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and targeted for rural areas only. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • BWA Mortgage, as a full service mortgage brokerage, in a challenging market where mortgage rates were at 12.75%. Since then our broker, Floyd Walters, has built a business that provides real estate financing the way he feels it should be done: with high attention to detail & providing consumers an easy to understand explanation of the loan process.

  • Calstar Realty and Mortgage
  • 1033 Foothill Boulevard, La Canada Flintridge, CA, 91011
  • Calstar Realty and Mortgage Services has achieved the highest level of production by providing superior service to its customers. Our mission is to become the premier real estate and financial service provider to our clientele. Our emphasis is on creating a completely satisfied client for life.

  • David Kutner-The Friendly Lender
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  • Hello. My name is David Kutner and I am licensed both in California and nationally as a mortgage professional. When you are my client I find great loan program for your particular situation among the many lenders that are available. You will get very personal, friendly service from start to finish, and even after the transaction is completed.

  • RGC Capital Inc
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  • Rene Luna Realtor
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  • Simi Trilogy Corp
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    We believe there is no boundary between difference areas of expertise as they are just spectrums of people’s life. By putting the puzzles together"