In 2026, the USDA loan ceiling in Poteet, situated within Atascosa county, TX is $359,700. Meanwhile, the FHA limit for a single-family residence is $524,400.
With the Lendersa® USDA loan calculator, compare the current USDA versus FHA rates to identify the income, credit score, reserves, and documents necessary for eligibility. Our state-of-the-art mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in determining the best choice for your financial circumstance in .
2026 Loan Caps and Downpayment Requirements in Poteet, Atascosa County, TX
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Lending Opportunities in Poteet, TX
Lendersa® aims to deliver the most suitable USDA or FHA loans swiftly and without hassle. Choose one of three initial paths that lead to compatible lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development mortgage—is exclusive to rural areas. In contrast to FHA loans that require at least 3.5% down, USDA loans do not need any down payment.
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Lends in Texas
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