USDA Vs. FHA your options comparison in Poteet, Atascosa County, TX

In 2025, the USDA loan ceiling in Poteet, situated within Atascosa county, TX is $359,700. Meanwhile, the FHA limit for a single-family residence is $524,400.

With the Lendersa® USDA loan calculator, compare the current USDA versus FHA rates to identify the income, credit score, reserves, and documents necessary for eligibility. Our state-of-the-art mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in determining the best choice for your financial circumstance in .

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2025 Loan Caps and Downpayment Requirements in Poteet, Atascosa County, TX

Loan Type Maximum Loan Minimum Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Lending Opportunities in Poteet, TX

Lendersa® aims to deliver the most suitable USDA or FHA loans swiftly and without hassle. Choose one of three initial paths that lead to compatible lenders and USDA loan programs.

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The USDA Loan Explained in TX

The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development mortgage—is exclusive to rural areas. In contrast to FHA loans that require at least 3.5% down, USDA loans do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Motto Mortgage Heritage
  • 1900 Northwest South Outer Road, Suite 209, Blue Springs, MO, 64015
  • Whether you are buying, selling, refinancing, or remodeling, we have an extensive list of over 70 Lenders to fit your long and short-term needs. You will enjoy a comprehensive loan analysis and access to the lowest rates and fees on the market. KC Mortgage Duo guarantees the highest level of customer service, on-time closings,
  • Ardmore Finance Corp.
  • 1348 NW HWY 7, Blue Springs, MO, 64014
  • We are not a payday loan or title loan company. Our loans are Fully Amortized with Equal Payments of principal and interest. Our loan payments are Affordable and designed to fit within your monthly expenses. When you need a loan to establish credit or pay off a debt, you need to work with a company that is willing to work with you.
  • Armed Forces Bank
  • 1111 Main Street, Suite 1600, Kansas City, MO, 64105
  • Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.
  • Greater KC Public Safety Credit Union
  • 2800 E 14th Street, Kansas City, MO, 64127
  • Greater KC Public Safety Credit Union is a not-for-profit member-owned financial institution welcoming all public safety employees & their family members in the Kansas City metro area, or anywhere in the state of Missouri or Kansas. It is the only credit union in Kansas City solely dedicated to serving public safety agencies, & has been since 1934.
  • Central Communications Credit Union
  • 17811 E US Highway 40, Independence, MO, 64055
  • Central Communications Credit Union (originally Telephone Employees Credit Union) was founded in 1934 to serve the financial needs of area telephone employees. Since that time, CCCU has grown to serve many other outstanding companies, including HNTB, AT&T and Faultless Linen Supply, just to name a few.
  • Community Mortgage
  • 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
  • "At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible. Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step
  • Community Mortgage, LLC
  • 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
  • At Community Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Bank of Labor Kansas City
  • 756 Minnesota Avenue, Kansas City, KS, 66101
  • Bank of Labor cares about individuals, small businesses, and the community. You see it in our actions and what we offer. We make sure our products and services go above and beyond, such as our reward program options that can help customers get points toward travel, merchandise, and the perks that other places may not offer to everyone.
  • Reliance Credit Union
  • 540 Minnesota Avenue, Kansas City, KS, 66101
  • Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.
  • OKALOOSA COUNTY TEACHERS FEDERAL CREDIT UNION
  • 1126 North Ferdon Blvd, Crestview, FL, 32536
  • Okaloosa County School Board, Okaloosa Walton Junior College and St. Mary’s. It was formed with the help of a few local residents in north Okaloosa County. The first credit union building was a very small house behind the bus stop at Richbourg Middle School on Anderson Street in Crestview.