USDA VS FHA in Poteet, Atascosa County, TX

In 2026, the USDA loan ceiling in Poteet, situated within Atascosa county, TX is $359,700. Meanwhile, the FHA limit for a single-family residence is $524,400.

With the Lendersa® USDA loan calculator, compare the current USDA versus FHA rates to identify the income, credit score, reserves, and documents necessary for eligibility. Our state-of-the-art mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in determining the best choice for your financial circumstance in .

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2026 Loan Caps and Downpayment Requirements in Poteet, Atascosa County, TX

Loan Type Maximum Loan Minimum Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Lending Opportunities in Poteet, TX

Lendersa® aims to deliver the most suitable USDA or FHA loans swiftly and without hassle. Choose one of three initial paths that lead to compatible lenders and USDA loan programs.

Lendersa USDA loan request results

The USDA Loan Explained in TX

The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development mortgage—is exclusive to rural areas. In contrast to FHA loans that require at least 3.5% down, USDA loans do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vesta Lending
  • 6 Parklane Boulevard, Suite 104, Dearborn, MI, 48126
  • Vest Lending is a BBB accredited mortgage brokerage with over 15 years of experience in the industry. From first time homeowners to seasoned investors: we are committed to helping our clients achieve their mortgage goals. Our philosophy is simple-be transparent throughout the entire mortgage process, provide our clients with best fit their needs.

  • Sonic Loans Inc
  • 6 Park Lane Boulevard, Suite 605, Dearborn, MI, 48126
  • Sonic Loans was founded by Mortgage industry experts to provide a better way for folks to buy or refinance a home. By creating a lean and efficient process, we're able to offer some of the most competitive rates in the country and close loans at super-sonic speeds! Don’t just take our word for it, see how our clients feel about us

  • Clover Mortgage
  • 6271 Schaefer, Suite 101, Dearborn, MI, 48126
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams for many years and we love what we do.

  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.

  • First Mortgage Solutions LLC
  • 35870 Seminary Ridge, Farmington, MI, 48331
  • For years we've dreamed of working for a company that holds the same values and has the highest standard of lending practices as we do. We wanted to work for a company that we could truly be proud of the way they interact with their clients and be confident in their integrity...which is why we chose to open up First Mortgage Solutions.

  • Member Mortgage Services
  • 38275 Twelve Mile Rd, Suite 100, Farmington, MI, 48331
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources including Conventional, FHA, VA. All of our lending specialists are dedicated to finding the right loan-with the best rates, terms.

  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.

  • Fountain Stone Home Loans
  • 12311 Foley Rd, Fenton, MI, 48430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lightning Home Loans
  • 2325 W Shiawassee Ave, Fenton, MI, 48430
  • Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.

  • Star Mortgage of America, Inc.
  • 415 Rounds Dr, Suite B, Fenton, MI, 48430
  • Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!