USDA Vs. FHA your options comparison in Poteet, Atascosa County, TX

In 2025, the USDA loan ceiling in Poteet, situated within Atascosa county, TX is $359,700. Meanwhile, the FHA limit for a single-family residence is $524,400.

With the Lendersa® USDA loan calculator, compare the current USDA versus FHA rates to identify the income, credit score, reserves, and documents necessary for eligibility. Our state-of-the-art mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in determining the best choice for your financial circumstance in .

Explore loan offers from over 100 lenders

2025 Loan Caps and Downpayment Requirements in Poteet, Atascosa County, TX

Loan Type Maximum Loan Minimum Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Lending Opportunities in Poteet, TX

Lendersa® aims to deliver the most suitable USDA or FHA loans swiftly and without hassle. Choose one of three initial paths that lead to compatible lenders and USDA loan programs.

Lendersa USDA loan request results

The USDA Loan Explained in TX

The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development mortgage—is exclusive to rural areas. In contrast to FHA loans that require at least 3.5% down, USDA loans do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Home Finance Group, Inc.
  • 100 E Linton Blvd Suite 305A, Delray Beach, FL, 33483
  • American Home Finance Group, Inc utilize our extensive expertise in the mortgage industry to assist future home buyers & people in need of refinancing navigate through complex financial challenges while making them feel like a member of our family. 20 years experience and knowledge to make sure your deal is structured
  • Supreme Lending - Mortgage Lenders Delray Beach FL – Refinancing & VA home loan
  • 110 SE 4th Ave, Ste. 102, Delray Beach, FL, 33483
  • Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products.
  • Liberty Mortgage Lending
  • 393 NE 5th Ave, Delray Beach, FL, 33483
  • Liberty Mortgage Lending opened its doors in 2001 with a mission to provide our clients with the best service in the mortgage industry. This mission, along with continued loyalty to our client’s financial security, has seen us through the highs and lows of the real estate market, making many of our first-time borrowers happy to return.
  • SPC Credit Union
  • 204 N 5th Street, Hartsville, SC, 29550
  • SPC Credit Union is a full-service, member-owned, not-for-profit financial institution headquartered in Hartsville, South Carolina. We are proud to have served this region for more than 70 years. A firm commitment to our mission of "Compassion. Connection. Community." has led us to be rated.
  • WESTconsin Credit Union
  • 3333 Schneider Avenue SE, Menomonie, WI, 54751
  • WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.
  • Maple Bank
  • 11660 Theatre Drive North, Champlin, MN, 55316
  • A customer-focused community bank serving businesses and individuals. We build relationships that are built on value and service. Our focus is to meet our customer's needs, whether it be one of our wide array of banking products, business information or advice, or a referral to a trusted business resource.
  • Fairway Financial Services, Inc.
  • 11165 Zealand Ave N, Champlin, MN, 55316
  • Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.
  • Patriot Mortgage Lending
  • 1211 15th Avenue, Grafton, WI, 53024
  • We are pleased to offer the best possible rates with the best possible service. Patriot is one of the premier FHA lenders in the state of Wisconsin. Our FHA and VA lending experience is unsurpassed! In the mortgage industry today, there are tough guidelines and many restrictions which can make finding a mortgage difficult.
  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.
  • Anoka Hennepin Credit Union
  • 3505 Northdale Boulevard NW, Coon Rapids, MN, 55448
  • Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused"​ credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.