For the year 2026, the USDA loan limit in Devine, which is located in Medina county, TX, is $359,700. Meanwhile, the FHA limit for a single-family house is set at $524,400.
Lendersa® offers a USDA loan calculator that lets you compare current USDA and FHA interest rates, and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, allowing you to choose the best program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $359,700 | 0% |
| FHA | $524,400 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to help you secure the most advantageous USDA or FHA loan promptly and with minimal hassle. You can begin by choosing one of three starting points, which guide you to matching lenders and tailored USDA loan programs.
USDA home loans are backed by the Department of Agriculture and are often referred to as USDA rural development loans or USDA mortgages, available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans come with no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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