USDA VS FHA in Lytle, Atascosa County, TX

In 2025, the USDA loan limit in Lytle, county of Atascosa, TX, is set at $359,700. The FHA limit for a single-family home, on the other hand, stands at $524,400. These figures are crucial for potential homeowners planning their finances as they determine the maximum loan amounts available in these areas, affecting the range of properties you can consider purchasing.

Utilize the Lendersa® USDA loan calculator to effectively compare today's most competitive USDA and FHA rates. Determine the necessary income levels, credit scores, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which program in best fits your unique financial situation. These comprehensive comparisons empower you to make informed decisions aligned with your home-buying aspirations.

Explore loan offers from a broad array of 100 lenders as the initial step towards securing the best home financing option.

2025 Loan Limits and Downpayment Requirements in Lytle, Atascosa County, TX

Loan Type Loan Limit Down Payment Required
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lytle, TX

The goal at Lendersa® is to connect you swiftly with the best USDA or FHA loan, ensuring a hassle-free experience. Opt for one of three paths to match with lenders and access USDA loan programs perfectly suited to your needs.

Visual of Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan is a government-backed product by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is exclusively available for rural neighborhoods and notably does not require a down payment, in contrast to FHA loans that require at least a 3.5% down payment. This feature makes the USDA mortgage highly appealing for individuals looking to purchase homes in rural locations, as it eliminates the need for substantial upfront costs.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.
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  • 5856 Highway 278, Sulligent, AL, 35586
  • First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
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  • C and R Credit Union, in Clay Center, offers a variety of services, including: checking and savings accounts; loans for new and used automobiles, boats, and motorcycles; machinery loans; even loans for jet skis, recreational vehicles, campers and 4-wheelers. Christmas loans and accounts are also available.
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  • LogoFEB22-3967, Bolivar, TN, 38008
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  • We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
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