USDA Loan Vs. FHA loan pro & con Cotulla, La Salle County, TX

In the year 2025, the USDA loan ceiling for Cotulla in La Salle, TX stands at $336,500, whereas the FHA cap for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator today. This tool allows you to contrast the top USDA and FHA rates currently available and ascertain the essential income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most suitable program for your specific financial circumstances in .

Exploring USDA and FHA Loan Options in Cotulla, TX

At Lendersa®, our mission is to expedite your acquisition of the best USDA or FHA loan, minimizing complications. You can begin by choosing from three initial paths that link you with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA mortgage, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is designated exclusively for rural districts. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not demand any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(855) 922-5266 Lender's profile and map Reviews CalCom Federal Credit Union 3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808 CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation
(562) 328-5576 Lender's profile and map Reviews Boardwalk Financial 3840 Woodruff Avenue, Suite 204, Long Beach, CA, 90808 Boardwalk Financial, a trusted company for 16 years, is a full service mortgage lender committed to providing its clients with the best mortgage products and advice available in the market today. Regardless of the challenge, Boardwalk Financial can help you buy the home of your dreams.
(866) 265-4227 Lender's profile and map Reviews MJG Capital 5426 E. Walkerton Street, Long Beach, CA, 90808 MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,
(562) 425-2500 Lender's profile and map Reviews GROW Mortgages 4501 E. Carson St. #203, Long Beach, CA, 90808 GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor
(562) 400-6767 Lender's profile and map Reviews 908 Mortgage 6216 E Pacific Coast Hwy, Suite 242, Long Beach, CA, 90803 908 Mortgage are looking to recruiting experienced Loan Officers who are tired of the Direct Lender, Corporate scene. We can move Fast! From Loan App to funding in 10 days. Direct lenders have overhead: Corporate, Managers, Staffing, HR, etc. These costs are passed on to the borrower. They cannot compete with our rates.
(562) 987-3205 Lender's profile and map Reviews American West Mortgage 55318 E 2nd St, Suite 584, Long Beach, CA, 90803 American West Mortgage since in 1991 and this company president of the Roger Hinkle American West Mortgage Mortgage Banking and Broker of home loans. We make home loans primarily in California. Conventional, FHA, Jumbo. Fixed and Adjustable rate loans. Both Residential and Commercial properties.
(562) 439-3344 Lender's profile and map Reviews Woody Financial Realty Corp. 5580 E. Second Street Suite 211, Long Beach, CA, 90803 Woody Financial Realty Corporation is a member of the Pacific West Association of Realtors, the Southern Regional Multiple Listing Service and the California Mortgage Association. The Company markets aggressively in large Broker network marketing sessions and in Real Estate publications.
(260) 338-4440 Lender's profile and map Reviews 260 Mortgage Team - Hallmark Home Mortgage 7421 Coldwater Road Fort, Fort Wayne, IN, 46825 260 Mortgage, a division of Hallmark Home Mortgage, is focused on providing the best customer experience in the Mortgage Lending industry. We accomplish this by providing industry-leading products from Hallmark Home Mortgage, as well as providing an unmatched level of transparency and customer communication.
(260) 490-8328 Lender's profile and map Reviews 3Rivers Federal Credit Union 1615 Northland Blvd, Fort Wayne, IN, 46825 On February 14, 1935, the International Harvester Company Fort Wayne Works Employees Federal Credit Union was organized. With assets of $250, we employed three individuals and were housed in the International Harvester Company office on Pontiac Street and Bueter Road. In 1947, the credit union reached $1 million in assets and continued to grow.
(260) 482-3334 Lender's profile and map Reviews MidWest America Federal Credit Union 1104 Medical Park Drive, Fort Wayne, IN, 46825 MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois
(260) 469-0900 Lender's profile and map Reviews Hallmark Home Mortgage 7421 Coldwater Road, Fort Wayne, IN, 46825 Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.
(715) 985-3197 Lender's profile and map Reviews Independence State Bank 23942 Senty Drive, Independence, WI, 54747 Independence State Bank has been serving Independence and the surrounding communities since 1897. Originally called State Bank of Independence, our name was changed in 1998. Independence State Bank strives to be the community bank that people seek first in the communities we serve, by offering prompt, personalized service at fair rates.