USDA Vs. FHA your options comparison in Cotulla, La Salle County, TX

In the year 2025, the USDA loan ceiling for Cotulla in La Salle, TX stands at $336,500, whereas the FHA cap for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator today. This tool allows you to contrast the top USDA and FHA rates currently available and ascertain the essential income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most suitable program for your specific financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Cotulla, La Salle, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Cotulla, TX

At Lendersa®, our mission is to expedite your acquisition of the best USDA or FHA loan, minimizing complications. You can begin by choosing from three initial paths that link you with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA mortgage, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is designated exclusively for rural districts. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Veritas Federal Credit Union
  • 685 Ken Pilkerton Drive, Smyrna, TN, 37167
  • Veritas Federal Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973 to serve the employees of Nissan Motor Corporation and other employers.Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973.
  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
  • Bank of the Valley
  • 404 State Street, Bellwood, NE, 68624
  • Bank of the Valley offers a full range of personal, agricultural, and business banking services. As a community bank, we have a personal interest in the people and communities in which we live and work. Flexible, responsive, personal – these words may not often be heard about a bank, but they are the guiding principles of our business.
  • Omaha Firefighters Credit Union
  • 4630 S 143rd Street, Omaha, NE, 68137
  • Omaha Firefighters Credit Union was established in 1946 to serve our members' financial needs. As a Credit Union, we operate as a not-for-profit financial cooperative that encourages thrift & provides credit at fair and reasonable rates. We are owned and operated by our members. Each member owns an equal share regardless of their account balance.
  • Neighborhood Community Federal Credit Union
  • 4848 South 120th Street, Omaha, NE, 68137
  • Neighborhood Community Federal Credit Union is a Community Chartered Credit Union, Our Field of Membership is persons who Live, Work, Worship or Attend School in Douglas and Sarpy County in Nebraska or Pottawattamie County in Iowa. NCFCU is the oldest Credit Union in Nebraska having been established on April 24, 1928
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  • 14509 F Street, Omaha, NE, 68137
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  • Mutual 1st Federal
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  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union! Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska
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  • Your Best Credit Union
  • 26 Century Boulevard, Suite 3, Nashville, TN, 37214
  • The credit union began serving its members for business on May 4, 1967 as Capitol Credit Union. Over the years the credit union’s membership has evolved and becoming more diverse. To align with all the companies we serve, we are known today as Your Best Credit Union. Where YOU Matter! Your Best Credit Union was organized to encourage thrift.
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  • 2711 Old Lebanon Rd, Nashville, TN, 37214
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