USDA and FHA Pro and Con in Cotulla, La Salle County, TX
In the year 2026, the USDA loan ceiling for Cotulla in La Salle, TX stands at $336,500, whereas the FHA cap for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator today. This tool allows you to contrast the top USDA and FHA rates currently available and ascertain the essential income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most suitable program for your specific financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Cotulla, La Salle, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cotulla, TX
At Lendersa®, our mission is to expedite your acquisition of the best USDA or FHA loan, minimizing complications. You can begin by choosing from three initial paths that link you with lenders and USDA loan opportunities.
A USDA mortgage, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is designated exclusively for rural districts. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not demand any down payment.
Freedom Bank is a full-service South Texas financial institution that operates with a high level of customer satisfaction in providing the products and services that the community demands and deserves. We accomplish this by paying a high level of attention to making prudent decisions that take into account sound credit principles, customer needs.
200 North Fifth Street, Carrizo Springs, TX, 78834
Lends in Texas
Capital Bank of Texas is an independently-owned community bank focused on providing a better financial relationship through a more meaningful, personalized experience. We believe in meeting the needs of the communities we serve by providing real local support and industry-leading financial services.
Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
The South Texas Regional Federal Credit Union is a non-profit organization solely owned by its members. It is governed and insured by the National Credit Union Administration.
We have been serving the Laredo and surrounding areas for more than 66 years. We strive to provide our members with services to meet their everyday needs.
We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.
SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by
successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as
Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services.
On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
