USDA and FHA Pro and Con in Port-Arthur, Jefferson County, TX
For the year 2025, in Port-Arthur within Jefferson County, TX, the USDA loan limit is $285,000, while the FHA loan limit is $356,362 for single-family residences.
Use the Lendersa® USDA loan calculator to assess today's best rates for USDA versus FHA. Determine the necessary income, credit ratings, reserves, and documents required to qualify. Our advanced mortgage calculator also provides side-by-side comparisons of USDA, FHA, Conforming, and VA options to aid in selecting the best option for your financial situation in .
Loan Limits and Downpayment Requirements for 2025 in Port-Arthur, Jefferson, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Review USDA and FHA Loan Options in Port-Arthur, TX
The aim at Lendersa® is to quickly provide you with the best USDA or FHA loan option minus the hassle. Choose from three starting points that facilitate matching you with lenders and USDA loan options.
A USDA home loan is a government-guaranteed mortgage through the Department of Agriculture, commonly known as the USDA rural development loan, and is applicable only in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages need no down payment.
19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically
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