USDA Vs. FHA Pro and Con comparison in Rio-Grande-City, Starr County, TX
In 2025, the USDA loan cap for Rio-Grande-City, in the county of Starr, TX, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, determining necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans are assessed side by side, helping you choose the most suitable program in for your particular financial situation.
Loan Limits and Down Payment Requirements for 2025 in Rio-Grande-City, County of Starr, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Rio-Grande-City, TX
The mission of Lendersa® is to help you secure the best possible USDA or FHA loan swiftly and effortlessly. Begin with one of three starting points to pair with lenders and examine USDA loan offerings.
A USDA home loan is underlined by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage does not require any down payment at all.
First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
As a broker, we have wholesale access to multiple lending platforms. This means we are able to place your particular project with the best lending source for your needs. We stay current with all the best programs available on a monthly basis and keep our clients needs as our top priority.
211 W Causeway Approach, Suite A, Mandeville, LA, 70448
Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.
800 N. Causeway Blvd, Suite 2B, Mandeville, LA, 70448
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Farmers State Bank was originally established in 1922 in Clarita, Oklahoma, as a locally owned, rural community Bank. It was later moved to Allen in 1927, and our status as an
independently owned and operated community bank has been maintained for almost a century. It is in that atmosphere that we strive to serve you, our neighbors and friends, w
Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.
