USDA Vs. FHA your options comparison in Rio-Grande-City, Starr County, TX

In 2025, the USDA loan cap for Rio-Grande-City, in the county of Starr, TX, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, determining necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans are assessed side by side, helping you choose the most suitable program in for your particular financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Rio-Grande-City, County of Starr, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Rio-Grande-City, TX

The mission of Lendersa® is to help you secure the best possible USDA or FHA loan swiftly and effortlessly. Begin with one of three starting points to pair with lenders and examine USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is underlined by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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