USDA VS FHA in Sullivan-City, Hidalgo County, TX

In the year 2025, the USDA loan cap established for Sullivan-City, located within the county of Hidalgo, TX, is $285,000. In contrast, the FHA loan limit for a single-family home sits at $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and necessary documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to select the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Sullivan-City, Hidalgo, TX

Loan Type Maximum Loan Amount Down Payment Percentage
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices Available in Sullivan-City, TX

The objective of Lendersa® is to provide you with an optimal USDA or FHA loan with efficiency and ease. Begin with one of three options to connect with matching lenders and the USDA loan offerings.

Results for Lendersa USDA loan requests

Overview of USDA Loans in TX

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural neighborhood properties. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.
  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.
  • Leaders Credit Union
  • 35 Stonebridge Blvd, Jackson, TN, 38305
  • "Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union. We are a full-line financial services provider.
  • Farmers Credit Union
  • 2825 Plaza Avenue, Hays, KS, 67601
  • The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
  • Bank of Hays
  • 1000 W 27th St, Hays, KS, 67601
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  • Golden Belt Bank
  • 1101 East 27th St, Hays, KS, 67601
  • At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
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  • 235 Wayne Road, Savannah, TN, 38372
  • The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
  • The Citizens State Bank and Trust Company
  • 1 North Broadway, Woodbine, KS, 67492
  • The Citizens State Bank & Trust Company has been providing customers with a range of financial services for over 90 years. The Citizens State Bank & Trust Company was organized and chartered in January 1921 with W. L. Johnson (bank president), JA Gillett (vice president). In 1923 Woodbine State Bank, originally opened in 1897 and incorporated
  • Infuze Credit Union
  • 5000 Illinois Ave, Bldg 494, Fort Leonard Wood, MO, 65473
  • Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.
  • The Dickinson County Bank
  • 101 South Factory Street, Enterprise, KS, 67441
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  • Lauderdale County Teachers Credit Union
  • 103 Magnum Street, Florence, AL, 35630
  • Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.