USDA Vs. FHA Pro and Con comparison in Sullivan-City, Hidalgo County, TX
In the year 2026, the USDA loan cap established for Sullivan-City, located within the county of Hidalgo, TX, is $285,000. In contrast, the FHA loan limit for a single-family home sits at $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and necessary documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to select the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Sullivan-City, Hidalgo, TX
Loan Type
Maximum Loan Amount
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices Available in Sullivan-City, TX
The objective of Lendersa® is to provide you with an optimal USDA or FHA loan with efficiency and ease. Begin with one of three options to connect with matching lenders and the USDA loan offerings.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural neighborhood properties. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.
La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe
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The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
South Texas Federal Credit Union is a full service Financial institution established in 1952 in McAllen, TX. STFCU offers checking and savings, as well as CDs and IRAs, accounts to any resident of the Hidalgo County, but with 55, 000 ATMs nationwide for the convenience of our members.
Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983. Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.
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