In the year 2026, the USDA loan cap established for Sullivan-City, located within the county of Hidalgo, TX, is $285,000. In contrast, the FHA loan limit for a single-family home sits at $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and necessary documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to select the most suitable program for your financial needs in
Browse loan offers from a diverse selection of 100 lenders
| Loan Type | Maximum Loan Amount | Down Payment Percentage |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to provide you with an optimal USDA or FHA loan with efficiency and ease. Begin with one of three options to connect with matching lenders and the USDA loan offerings.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural neighborhood properties. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
