For 2026, the USDA loan cap in Roma, Starr, TX is $336,500, whereas for single-family homes, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare current USDA against FHA rates, determining the necessary income, credit, reserves, and documentation. Our advanced calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting in selecting the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Roma, Starr, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Roma, TX
Lendersa® focuses on securing the best USDA or FHA loan swiftly and effortlessly. Begin with one of three starting points that align with lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Contrary to FHA loans needing a minimum 3.5% down payment, USDA mortgages require no down payment.
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