For 2025, the USDA loan cap in Roma, Starr, TX is $336,500, whereas for single-family homes, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare current USDA against FHA rates, determining the necessary income, credit, reserves, and documentation. Our advanced calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting in selecting the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® focuses on securing the best USDA or FHA loan swiftly and effortlessly. Begin with one of three starting points that align with lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Contrary to FHA loans needing a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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