USDA and FHA Pro and Con in Selma, Bexar County, TX

For the year 2026, the USDA loan limit in Selma, Bexar, TX, is $359,700, whereas the FHA limit for a single-family home is $524,400.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the necessary income, credit reserves, and documents needed for qualification. Our advanced calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Selma, Bexar, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Selma, TX

Lendersa® strives to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is available only in rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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