USDA VS FHA in Selma, Bexar County, TX

For the year 2026, the USDA loan limit in Selma, Bexar, TX, is $359,700, whereas the FHA limit for a single-family home is $524,400.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the necessary income, credit reserves, and documents needed for qualification. Our advanced calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Selma, Bexar, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Selma, TX

Lendersa® strives to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is available only in rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Selma Lenders

  • Triton Group at Legacy Mutual Mortgage
  • 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
  • Lends in Texas
  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage

  • Randolph-Brooks Federal Credit Union
  • PO Box 2247, Universal City, TX, 78148
  • Lends in Texas
  • We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.

  • GROVE MORTGAGE HOME LOANS
  • 11405 Forest Shower, San Antonio, TX, 78233
  • Lends in Texas
  • Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.

  • Marion State Bank Texas
  • 301 West San Antonio Street, Marion, TX, 78124
  • Lends in Texas
  • Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.

  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • Lends in Texas
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met

  • Jefferson Bank
  • 1777 Northeast Loop 410, San Antonio, TX, 78217
  • Lends in Texas
  • Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.

  • Firstmark Credit Union
  • 2023 Gold Canyon Drive, San Antonio, TX, 78232
  • Lends in Texas
  • In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.

  • Lone Star Capital Bank, National Association
  • 150 N Loop 1604 East, San Antonio, TX, 78232
  • Lends in Texas
  • Lone Star Capital Bank (LSCB) is headquartered in San Antonio, Texas. LSCB’s formation was completed when Clear Lake National Bank and Mission Bank merged into one, and the new bank began operations on June 1, 2003. On September 30, 2012, LSCB completed its acquisition of Cattleman’s National Bank, headquartered in Johnson City, Texas.

  • All About Texas Vet Loans
  • 211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
  • Lends in Texas
  • We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.