USDA Vs. FHA your options comparison in Cibolo, Guadalupe County, TX
In 2026, the USDA loan limit for Cibolo, within the county of Guadalupe, TX, is $359,700. In contrast, the FHA limit for a single-family home is $524,400.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial scenario best.
2026 Loan Limits and Downpayment Requirements in Cibolo, County of Guadalupe, TX
Loan Type
Loan Limit
Down Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cibolo, TX
Lendersa® aims to help you secure the best possible USDA or FHA loan quickly and without hassle. Begin with one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is offered only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage requires none.
Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.
3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
Lends in Texas
Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.
Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
