In 2026, the USDA loan limit for Cibolo, within the county of Guadalupe, TX, is $359,700. In contrast, the FHA limit for a single-family home is $524,400.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $359,700 | 0% | |
| FHA | $524,400 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you secure the best possible USDA or FHA loan quickly and without hassle. Begin with one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is offered only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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