USDA and FHA Pro and Con in Cibolo, Guadalupe County, TX
In 2025, the USDA loan limit for Cibolo, within the county of Guadalupe, TX, is $359,700. In contrast, the FHA limit for a single-family home is $524,400.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial scenario best.
2025 Loan Limits and Downpayment Requirements in Cibolo, County of Guadalupe, TX
Loan Type
Loan Limit
Down Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cibolo, TX
Lendersa® aims to help you secure the best possible USDA or FHA loan quickly and without hassle. Begin with one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is offered only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage requires none.
First National Bank of East Texas makes life easier with online services for mortgage loans.
Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more.
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Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
4U Credit Union formerly NASCOGA NA (National) S (Supply) CO (Company of) GA (Gainesville) was chartered on May 15, 1956. There were ten charter members who each paid five dollars for a share in the organization. In the beginning, the office of the credit union was in a small corner of the plant itself.
Alliance Bank has been a strong Banking presence in Northeast Texas since its opening in the late 1920s. Although the name has changed from Sulphur Springs State Bank to Alliance Bank since we first opened our doors, our dedication to providing a high level of customer service has always remained the same.
WFTFCU began building its first complete facility designed specifically for a financial institution. Land was purchased next to Barwise Junior High School and architect Joe B. Roberts designed the 3, 200 square foot building. The facility included a vault, loan offices, a drive-through teller window, lobby tellers and a member service area.
