USDA Vs. FHA your options comparison in Cibolo, Guadalupe County, TX

In 2025, USDA loan limit in Cibolo, county of Guadalupe, TX is $359,700 while FHA limit is $524,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cibolo, county of Guadalupe, TX

Loan Type Loan Limit Down payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Cibolo, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
  • Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
  • 1st Point Lending Inc.
  • 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
  • 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
  • Banc Mortgage, Inc
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Lending Group
  • 15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
  • PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
  • Unity Mortgage Lending, Inc.
  • 15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ClearCap Inc.
  • 14930 Ventura Blvd, Suite 240, Sherman Oaks, CA, 91403
  • ClearCap inc. is an individualized Broker for complete financing needs. We employ, Work with, and have long standing relationships with wholesale and non-retail banks. We can link you directly to the lender without any other institutions involved so that you are able to deal with decision makers who can progress your file.
  • Loan Science
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  • Loan Science is a high volume, boutique lending firm celebrating its 12th year in real estate finance. Having a solid reputation for quality business, the company has created a culture of success, based on loan officer support, product access, marketing strategies, generous compensation structure, and a sincere sense of team.
  • NextGen Residential
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  • Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.