USDA Loan Vs. FHA loan for Schertz, TX 2025

In 2025, the USDA loan limit in Schertz, located in the county of Guadalupe, TX, is $322,900. Conversely, the FHA cap for a single-family home is $403,650.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's prime USDA and FHA rates. Assess the income, credit, reserves, and documents necessary for eligibility. Our comprehensive mortgage calculator offers a side-by-side analysis of USDA, FHA, Conforming, and VA options, guiding your choice for the best program in to fit your financial needs.

USDA and FHA Loan Options in Schertz, TX

Lendersa® aims to help you secure the best USDA or FHA loan quickly and easily. Choose from three starting points to connect with lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is backed by the U.S. Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage does not require any down payment at all.

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(580) 757-2409 Lender's profile and map Reviews Peoples Bank & Trust Co. 2400 NW 178th St, Edmond, OK, 73012 Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.
(225) 775-8597 Lender's profile and map Reviews Southern Teachers and Parents Federal Credit Union 728 Harding Boulevard, Baton Rouge, LA, 70807 Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
(225) 545-3656 Lender's profile and map Reviews The Bank Of Commerce 32460 Bowie Street, White Castle, LA, 70788 The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle. The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.
(225) 248-7600 Lender's profile and map Reviews b1BANK 500 Laurel St, Baton Rouge, LA, 70801 Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
(225) 342-6618 Lender's profile and map Reviews Department of Corrections Credit Union 704 Mayflower Street, Baton Rouge, LA, 70802 Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(225) 342-3288 Lender's profile and map Reviews LES Federal Credit Union 950 North 22nd Street, Suite C, Baton Rouge, LA, 70802 The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.
(225) 342-5055 Lender's profile and map Reviews La Capitol Federal Credit Union 700 Main Street, Baton Rouge, LA, 70802 Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
(918) 652-4407 Lender's profile and map Reviews First Family Federal Credit Union 402 E Main Street, Henryetta, OK, 74437 First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working
(405) 341-6650 Lender's profile and map Reviews The Citizens Bank of Edmond 1 East 1st Street, Edmond, OK, 73034 Citizens Bank of Edmond was founded in April 1901 in Edmond, Oklahoma. We have grown up with Edmond, one of the best suburbs in America! Our bank is comprised of 4th generation family ownership, an Employee Stock Ownership Program and community stockholders, a unique ownership structure that ensures our continued independence.
(405) 642-2946 Lender's profile and map Reviews Prosperity Mortgage 900 Heavenfield Dr, Edmond, OK, 73034 Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
(405) 620-6555 Lender's profile and map Reviews Land Run Mortgage 6312 Blue Sage Road, Edmond, OK, 73034 The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(866) 245-3633 Lender's profile and map Reviews Oklahoma AgCredit 3033 Progressive Drive, Edmond, OK, 73034 Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.