In the year 2026, the USDA lending cap in Hollywood-Park, located in Bexar county, TX, stands at $322,900. In comparison, the FHA limit for single-family residences is $403,650.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rate offers. Use this tool to ascertain the necessary income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA loans within Alabama to identify which best suits your financial needs.
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| Type of Loan | Lending Cap | Down Payment | |
| USDA | $322,900 | 0% | |
| FHA | $403,650 | 3.5% | |
| Conforming Conventional | $548,250 | 3% |
Lendersa® aims to expedite your access to optimal USDA or FHA loans, minimizing inconvenience. Start with one of three options designed to align you with corresponding loan providers and USDA loan schemes.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA mortgage or rural development loan, is accessible exclusively in rural locales. Contrasting with FHA mortgages requiring a minimum deposit of 3.5%, the USDA loan demands zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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