USDA Vs. FHA your options comparison in Sunnyvale, Dallas County, TX

In 2025, the USDA loan limit for Sunnyvale in Dallas county, TX is $336,500, whereas the limit for an FHA single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, helping you figure out the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in determining which loan program in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Sunnyvale, Dallas county, TX

Type of Loan Limit of Loan Initial Payment
USDA $336,500 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Solutions in Sunnyvale, TX

Lendersa® is committed to quickly securing the most suitable USDA or FHA loans with minimal hassle. Choose from one of three starting points to connect with matching lenders and discover available USDA loan programs.

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Understanding USDA Loans in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available specifically in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Davenport Police Department Credit Union
  • 227 West 4th Street, Davenport, IA, 52801
  • Membership in the Davenport Police Department Credit Union is open to Public Safety Employees - law enforcement, fire, medic, corrections, courts - living or working in Scott County, Iowa, and City of Davenport employees. Family members including parents and grandparents, children and grandchildren, and brothers and sisters, and all their spouses.
  • SERVICE PLUS CREDIT UNION
  • 2110 53rd Street, Moline, IL, 61265
  • Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline
  • Moline Municipal Credit Union
  • 1618 15th Street, Moline, IL, 61265
  • Moline Municipal Credit Union has been open since 1936. The credit union has assets totaling $53.04 Million and provides banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
  • KONE Employees Credit Union
  • 4502 27th Street, Suite K, Moline, IL, 61265
  • Elevator Employees Credit Union was chartered on June 16, 1953 by the employees of Montgomery Elevator Company. Our first office was in the basement of the Montgomery Elevator Company in Moline, IL. By the end of 1968 the credit union had grown to assets of $417,128.08. Membership was 581 members.
  • Deere Employees Credit Union
  • 3950 38th Avenue, Moline, IL, 61265
  • As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members. By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent
  • SENB Bank
  • 3535 Avenue Of The Cities, Moline, IL, 61265
  • SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.
  • Illinois Lending
  • PO Box 524, Moline, IL, 61265
  • At Illinois Lending, our goal is to offer you an affordable and flexible loan when you need it the most. We understand there are moments in life where you may need quick cash to give you more financial flexibility – it could be for medical costs, rent, home repairs, a large purchase.
  • IH Mississippi Valley Credit Union
  • 2500 River Drive, Moline, IL, 61265
  • Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.
  • Ruhl Mortgage
  • 1701 52nd Avenue, Moline, IL, 61265
  • "Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending. Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"
  • Nebraska State Bank
  • 218 Main Street, Oshkosh, NE, 69154
  • In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide. And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
  • Farmers Savings Bank & Trust
  • 611 Second Street, Traer, IA, 50675
  • Farmers Savings Bank & Trust , we are only as strong as our communities. Part of Farmers Savings Bank & Trust ’s role as a community bank is help worthwhile community organizations improve our communities. Through hosting, sponsoring and supporting community events, Farmers Savings Bank & Trust strives to create towns that can thrive now and into t