In 2026, the USDA loan limit for Sunnyvale in Dallas county, TX is $336,500, whereas the limit for an FHA single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, helping you figure out the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in determining which loan program in
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| Type of Loan | Limit of Loan | Initial Payment |
| USDA | $336,500 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to quickly securing the most suitable USDA or FHA loans with minimal hassle. Choose from one of three starting points to connect with matching lenders and discover available USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available specifically in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no initial down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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