USDA Vs. FHA your options comparison in Amarillo, Potter County, TX
For 2025, the USDA loan limit in Amarillo, located within Potter County, TX, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today, and determine the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, helping you decide which option best fits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Amarillo, Potter County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Amarillo, TX
Lendersa® is dedicated to providing you with the most suitable USDA or FHA loan quickly and without hassle. Select from three starting paths to get matched with compatible lenders and USDA loan programs.
A USDA home loan is guaranteed by the government and issued by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
1515 West 22nd Street, Suite 100W, Oak Brook, IL, 60523
Evergreen Bank Group is a locally owned and managed, full service Illinois State chartered commercial bank. We are focused on the relationships we build with our clients and the communities we serve. Our experienced staff is professional and highly responsive to personal and business needs. Evergreen Bank Group is Member FDIC, Equal Housing Lender.
Republic Bank has been dedicated to serving its local communities since 1964. From day one, we have been focused on what matters most: our clients’ financial success. Providing our clients with exceptional service and innovative financial solutions has enabled them – and Republic Bank of Chicago – to thrive.
Res-Com Mortgage Corporation is an ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. We work closely with progressive and well secured financial institutions in securing loans for our clients. Contact Res Com Mortgage Corporation to find out more about the products and services we can provide. For years, Res-Com Mortgage has been making Residential and Comme
2625 Butterfield Road, Suite 308 S, Oak Brook, IL, 60523
Nationwide Mortgage & Realty, LLC Loan Originators, loan processors, and support staff will work around the clock to ensure your loan closes on time We pride ourselves on exceeding our customer’s expectations in finding competitive rates, service, and options for a home loan that is right for you.
Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC, we've assembled a team of mortgage specialists dedicated to helping our customers make the most of their largest and most important investment – their home. Built on a strong foundation of experience, commitment and customer service.
"2001 Spring Road Suite 200", Oak Brook, IL, 60523
eClick Lending is an online mortgage company designed to help you achieve your mortgage goals at your convenience. As a division of Midwest Equity Mortgage, you can rest assured eClick Lending has the backing of an established mortgage company with a strong foundation of experience, commitment and customer service
Hinsdale Bank & Trust Company, National Association
25 E 1st St, Hinsdale, IL, 60521
Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
We specialize in finding the right home loan for each customer. Whether you are a first home buyer or an experienced property investor, we want to exceed your expectations and ensure you are comfortable throughout the home loan process. Pacific Home Mortgage Funding, Inc. is working hard to advise and assist borrowers in obtaining their home loans.
Our primary goal is to provide excellent service to our customers.We promptly return phone calls & respond to emails & letters.Throughout the lending process, we provide regular loan updates & progress reports so you always know the status of your loan application.We pride ourselves in delivering the most competitive mortgage rates & product.
