USDA Vs. FHA your options comparison in Hurst, Tarrant County, TX

For 2026, the USDA loan limit in Hurst, county of Tarrant, TX is $360,600. In contrast, the FHA limit for a single-family residence is $531,300.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, evaluating the required income, credit, reserves, and documentation for qualification. This advanced mortgage calculator allows a side-by-side assessment of USDA, FHA, Conforming, and VA programs, aiding in your decision to select the best fit in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Hurst, County of Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hurst, TX

The mission of Lendersa® is to ensure you secure the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting options to connect with lenders and explore USDA loan programs.

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What Defines a USDA Loan in TX?

A USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NLC Loans
  • 4 Summit Park Drive, Suite 200, Independence, OH, 44131
  • NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.

  • Liberty Home Mortgage Corporation
  • 6225 Oak Tree Blvd, Independence, OH, 44131
  • "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates.
    Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"

  • Absolute Mortgage Solutions LLC
  • 680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
  • Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.

  • Sunlight Federal Credit Union
  • 1702 17th Street, Cody, WY, 82414
  • Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working

  • University Federal Credit Union
  • 1575 17th Avenue South, Grand Forks, ND, 58201
  • University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure.

    Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.

  • MED PARK CREDIT UNION
  • 1200 South Columbia Road, Grand Forks, ND, 58201
  • The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.

  • Area Community Credit Union
  • 2800 South Washington Street, Grand Forks, ND, 58201
  • The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.

  • Alerus Financial
  • 401 Demers Ave, Grand Forks, ND, 58201
  • With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.