USDA Vs. FHA your options comparison in Hurst, Tarrant County, TX

For 2026, the USDA loan limit in Hurst, county of Tarrant, TX is $360,600. In contrast, the FHA limit for a single-family residence is $531,300.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, evaluating the required income, credit, reserves, and documentation for qualification. This advanced mortgage calculator allows a side-by-side assessment of USDA, FHA, Conforming, and VA programs, aiding in your decision to select the best fit in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Hurst, County of Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hurst, TX

The mission of Lendersa® is to ensure you secure the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TX?

A USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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