USDA VS FHA in Schulenburg, Fayette County, TX

In 2026, the USDA loan limit in Schulenburg, situated in Fayette county, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help decide which option is best for your financial situation in .

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2026 Loan Limits and Downpayment Needs in Schulenburg, Fayette County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Schulenburg, TX

Lendersa® strives to provide you with the best USDA or FHA loans quickly and without hassle. Choose one of three starting options for lender matching and USDA loan programs.

Lendersa USDA loan request and matching outcome

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Schulenburg Lenders

  • Fayette Savings Bank, SSB
  • 111 East Travis, La Grange, TX, 78945
  • Lends in Texas
  • Fayette County Savings & Loan Association was organized in October of 1976. By March of 1977, all of the necessary stock was sold and Fayette County Savings & Loan Association was chartered on December 31, 1977. Insurance of accounts was obtained on August 28, 1978, and Fayette County Savings & Loan Association opened for business.

  • National Bank & Trust
  • 145 West Colorado, La Grange, TX, 78945
  • Lends in Texas
  • Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception.

    National Bank & Trust is a full-service Bank with friendly people who take the time to listen

  • Hill Bank & Trust Co.
  • 201 East Main Street, Weimar, TX, 78962
  • Lends in Texas
  • The Hill Bank and Trust Co. is an independent community bank pledged to maintain its financial independence and to provide quality banking services to the people, businesses and institutions of the Weimar, Texas area. We believe our most important assets are our customers and employees.

  • Columbus State Bank
  • 1102 Milam Street, Columbus, TX, 78934
  • Lends in Texas
  • The Columbus State Bank opened for business on August 19, 1919, with Mr. E.B. Mayes as president. Columbus State Bank was located on the corner of Milam and Walnut streets in the remodeled Boedecker building, which was originally constructed in 1857. The bank opened its doors with $50,000 in capital and received $5,398 in deposits on opening day.

  • Peoples State Bank of Hallettsville
  • 116 East Third Street, Hallettsville, TX, 77964
  • Lends in Texas
  • Peoples State Bank was chartered on January 18, 1929, by the Texas Banking Commission. Peoples State Bank has seen tremendous growth throughout the years and strives to maintain that growth. They want to remain a real community bank. Peoples State Bank offers a wide variety of deposit products and lending products to make your life easier.

  • Sacred Heart Federal Credit Union
  • 1206 N Texana Street, Hallettsville, TX, 77964
  • Lends in Texas
  • The Sacred Heart Parish Federal Credit Union is a member-owned financial institution whose purpose is to promote the financial well-being of its members by providing friendly, comprehensive, and progressive financial services while maintaining a sound financial position. and Our success sprung from humble beginnings, born by those who shared a comm

  • First National Bank of Giddings
  • 108 E. Austin St., Giddings, TX, 78942
  • Lends in Texas
  • First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.

  • The Yoakum National Bank
  • 301 West Grand Ave, Yoakum, TX, 77995
  • Lends in Texas
  • our customers progress through innumerable and significant changes. We have seen the introduction of the automobile, two World Wars, The Beatles, and banking on an iPhone. We stood solid through the Great Depression, fundamental shifts in post-war business and behavior, unthinkable interest rates in the 1970s, the financial crisis

  • Carmine State Bank
  • 235 Centennial Street, Carmine, TX, 78932
  • Lends in Texas
  • Carmine State Bank provided banking services to the community of Carmine, Texas and surrounding areas. Carmine State Bank was established in 1907 and is locally owned and operated. We appreciate our many loyal customers for their continued trust in Carmine State Bank. For over 100 years our mission has remained the same.