USDA and FHA Pro and Con in Schulenburg, Fayette County, TX

In 2026, the USDA loan limit in Schulenburg, situated in Fayette county, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help decide which option is best for your financial situation in .

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2026 Loan Limits and Downpayment Needs in Schulenburg, Fayette County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Schulenburg, TX

Lendersa® strives to provide you with the best USDA or FHA loans quickly and without hassle. Choose one of three starting options for lender matching and USDA loan programs.

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Understanding USDA Loans in TX

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.

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  • SC Realty
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