USDA Vs. FHA Pro and Con comparison in Schulenburg, Fayette County, TX

In 2026, the USDA loan limit in Schulenburg, situated in Fayette county, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help decide which option is best for your financial situation in .

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2026 Loan Limits and Downpayment Needs in Schulenburg, Fayette County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Schulenburg, TX

Lendersa® strives to provide you with the best USDA or FHA loans quickly and without hassle. Choose one of three starting options for lender matching and USDA loan programs.

Lendersa USDA loan request and matching outcome

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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