In 2026, the USDA loan limit in Schulenburg, situated in Fayette county, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help decide which option is best for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to provide you with the best USDA or FHA loans quickly and without hassle. Choose one of three starting options for lender matching and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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