FHA Vs. USDA loan program for Edna, Jackson County, Texas

In 2025, USDA loan limit in Edna, county of Jackson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Edna, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(423) 624-3878 Lender's profile and map Reviews Mortgage South 6576 East Brainerd Rd, Chattanooga, TN, 37421 Since its founding in 1986, Mortgage South has helped more than 8, 000 homeowners across Tennessee and North Georgia finance their new homes. Locally owned and operated, the firm prides itself on the reliability and accuracy of its loans. Mortgage South is also the leading originator of reverse mortgages in Tennessee,
(844) 805-9100 Lender's profile and map Reviews HomeRate Mortgage 7506 East Brainerd Road, Chattanooga, TN, 37421 HomeRate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of HomeRate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals.
(423) 903-0485 Lender's profile and map Reviews Platinum Financial Funding 6111 Shallowford Road, Suite 105, Chattanooga, TN, 37421 Platinum Financial Funding is a residential mortgage lender with branches located in Tennessee and Michigan. Founded in 2008, we have been proudly serving the needs of homebuyers for over 11 years! At Platinum Financial Funding, we are dedicated to providing a superior mortgage experience for borrowers with speed.
(423) 949-2146 Lender's profile and map Reviews Mountain Valley Bank 17114 Rankin Ave, Dunlap, TN, 37327 Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
(270) 542-4185 Lender's profile and map Reviews Auburn Banking Company 218 West Main Street, Auburn, KY, 42206 Auburn, Kentucky was a private bank organized by G.W. Davidson within the years 1875 to 1880, which occupied a brick building in what is commonly known as “the old brick row” on the south side of Main Street in Auburn. These buildings burned within a few years and were rebuilt, the bank occupying the building.
(404) 768-4980 Lender's profile and map Reviews Family First Credit Union 3604 Atlanta Ave, Hapeville, GA, 30354 Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU
(678) 284-3305 Lender's profile and map Reviews Heritage Bank USA 101 N. Main St, Jonesboro, GA, 30236 Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
7708542194 Lender's profile and map Reviews Unlimited Funding 1445 Woodmont Ln #309, Atlanta, GA, 30318 Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
(402) 629-4251 Lender's profile and map Reviews Farmers and Merchants Bank 501 Main St, Milligan, NE, 68406 The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded. The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
(678) 736-5060 Lender's profile and map Reviews Craft Bank 1575 Northside Drive NW, Bldg 100, Suite 200, Atlanta, GA, 30318 Craft Bank offers the Atlanta market a fresh approach to business banking with impeccable digital offerings and a steadfast commitment to the relationships we build. The bank’s holistic approach is designed to support business owners' financial needs – both business and personal.
(404) 254-2544 Lender's profile and map Reviews Alpine Financial Inc 2032 Hatteras Way North West, Atlanta, GA, 30318 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(866) 320-3265 Lender's profile and map Reviews RESIDENTIAL ONE LENDING, INC. 1185 Collier Rd NW, Suite 2216, Atlanta, GA, 30318 Our focus is on providing our clients with the necessary knowledge and tools to help them reach their home financing goals, while ensuring they maintain a level of financial stability. Let’s face it – purchasing a home is typically the most significant purchase a person will make, and mortgage payments account for a sizeable portion