USDA Loan Vs. FHA loan pro & con Edna, Jackson County, TX

In 2025, the USDA loan threshold in Edna, county of Jackson, TX, is set at $336,500, whereas the FHA limit is $472,030 for a single-family house.

Utilize the Lendersa® USDA loan calculator to juxtapose the most competitive USDA and FHA rates available today and define the necessary income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in aligns best with your financial requirements.

Exploring USDA and FHA Loan Options in Edna, TX

Lendersa® is dedicated to swiftly securing for you the best USDA or FHA loan with ease. Elect one of three starting points that lead to compatible lenders and tailored USDA loan programs.

Visual of Lendersa USDA loan request and match results

Defining a USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture and recognized as a USDA rural development loan or mortgage, is made available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not demand any down payment.

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(801) 281-4884 Lender's profile and map Reviews The Clawson Group 292 E. 12200 S, Suite 200, Draper, UT, 84020 "The Clawson Group is a Commercial Mortgage Lender specializing in financing income producing commercial real estate since 1979. The Company serves its clients on a national basis focusing on the Intermountain West. The Clawson Group’s principle office is located in Salt Lake City, Utah with an additional office located in Boise, Idaho."
(801) 918-6300 Lender's profile and map Reviews Infinity Mortgage Company LLC 12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(801) 649-6672 Lender's profile and map Reviews Lifestyle Lending Inc 13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(801) 277-7683 Lender's profile and map Reviews LendRight Mortgage 1447 East Annie Lace Way, Draper, UT, 84020 At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.
(801) 495-2171 Lender's profile and map Reviews Preferred Processing 11844 South Aztec Road, Draper, UT, 84020 "Preferred Processing Over seven years mortgage processing experience · Strong relationship with title companies, appraisers and lending institutions · Completed Leslie Peterson's Mortgage Educator classes as well as Desktop Originator/Loan Prospector training seminars · Software - Calyx Point for Windows"
(801) 809-1318 Lender's profile and map Reviews Castle Rock Financial, Inc 13017 Grouse Pointe, Draper, UT, 84020 Castle Rock Financial, Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation. Let me simplify the process so you close fast. DM to learn more
(801) 542-7080 Lender's profile and map Reviews Altius Mortgage 11925 S 700 E, Draper, UT, 84020 Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.
(801) 676-4400 Lender's profile and map Reviews Compass Lending Solutions 12012 S 700 E, Draper, UT, 84020 Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.
(801) 571-3890 Lender's profile and map Reviews Affinity Alliance Mortgage & Real Estate 12095 S Milona Dr, Draper, UT, 84020 Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.
(801) 501-7721 Lender's profile and map Reviews Diversified Financial Services, Inc 11639 South 700 East, Suite 200, Draper, UT, 84020 Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.
(801) 232-6559 Lender's profile and map Reviews Olympus Funding 11576 So. State St, Suite 202, Draper, UT, 84020 Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
(801) 638-1311 Lender's profile and map Reviews Simple Mortgage, LLC 11576 S. State Street, Suite 102-B, Draper, UT, 84020 Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.