USDA Vs. FHA your options comparison in Edna, Jackson County, TX

In 2026, the USDA loan threshold in Edna, county of Jackson, TX, is set at $336,500, whereas the FHA limit is $472,030 for a single-family house.

Utilize the Lendersa® USDA loan calculator to juxtapose the most competitive USDA and FHA rates available today and define the necessary income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in aligns best with your financial requirements.

Compare loan proposals from a variety of 100 lenders

Summary of 2026 Loan Limits and Down Payment Requirements in Edna, Jackson, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Edna, TX

Lendersa® is dedicated to swiftly securing for you the best USDA or FHA loan with ease. Elect one of three starting points that lead to compatible lenders and tailored USDA loan programs.

Visual of Lendersa USDA loan request and match results

Defining a USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture and recognized as a USDA rural development loan or mortgage, is made available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pacific Financial Mortgage Group, Inc.
  • 113 W Linden Court, Burbank, CA, 91502
  • Pacific Financial Mortgage Group, Inc. was founded in 1982 in Los Angeles, California. We are a nationwide direct lender serving customers in 31 states and ranked among the nation’s top lenders. Our success comes from blending the lowest possible rates and fees with great customer service.

  • Capital City Industries, Inc.
  • 353 E Angeleno Ave, Suite A, Burbank, CA, 91502
  • "Strategic Estates Group is derived of agents who have proudly represented real estate excellence and professionalism in all of Southern California. Our newly gathered team, based out of Burbank in los Angeles County, is the first of many offices to be created of its kind.

    Our team structuring and strategic methods will have the home buying"

  • Affiliated Funding
  • 211 W Palms Ave, Burbank, CA, 91502
  • Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro

  • The Loan Guys Corporation
  • 113 W Linden Court, Burbank, CA, 91502
  • The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.

  • Metric Mortgage Corp
  • 303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
  • Metric Mortgage Corp is licensed by the California Bureau of Real Estate and Metric Mortgage is focused on helping the customer with their home finance needs. We employ in house processing to make sure your transaction closes on time, and maintain strict protocols for customer information security. The customer is our #1 Priority.

  • lendingBridge, Inc.
  • 221 W Alameda Ave, Suite 204, Burbank, CA, 91502
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  • LUXE Realty Inc
  • 3926 S. Norton Avenue, Los Angeles, CA, 90008
  • At LUXE Home Finance. We are a full-service mortgage company based in Los Angeles, CA. We specialize in First Time Buyer Home Loans, Refinancing and VA Loans in Los Angeles and the surrounding cities throughout Los Angeles County, Ventura, San Bernardino and Riverside County. Whether you are buying a home or refinancing in any

  • Lisa Carr & Associates
  • 3847 South Crenshaw Boulevard, Los Angeles, CA, 90008
  • LISA CARR & ASSOCIATES is located in Los Angeles, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. LISA CARR & ASSOCIATES has 5 total employees across all of its locations and generates $235, 701 in sales (USD). With over thirty years of experience in the financial industry

  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
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  • imoneyloan
  • 10000 Wilshire, Los Angeles, CA, 90028
  • We offer commercial hard money & bridge loan lending for multifamily, apartments and rental property.
    • Private commercial real estate lending services available nationwide.
    • We offer financing options for both residential and commercial properties.
    • Specializing in rental property financing to help investors expand their portfolios.
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  • Merit Real Estate
  • 2304 Artesia Blvd, Redondo Beach, CA, 90278
  • Merit Real Estate, Inc. is a full service residential and commercial real estate sales, investment, and property management company that has been serving the South Bay for over 20 years. Whether you are in the market for the first time or are an experienced buyer and seller, our professional licensed experts will provide you

  • ePlanet Mortgage LLC
  • 1800 Vine Street, Suite 344, Los Angeles, CA, 90028
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