USDA VS FHA in Victoria, Victoria County, TX

In 2025, USDA loan limit in Victoria, county of Victoria, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Victoria, county of Victoria, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Victoria, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CSMC Mortgage
  • 4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Conrad Kantor CK Financial
  • 1059 Twinfoot Ct, Westlake Village, CA, 91361
  • Conrad Kantor CK Financial One of the most important factors in making a sound investment decision today is working with an expert who has the knowledge to help you find the loan product with competitive term and minimizes risk. Rather than being affiliated with one bank, we can present your loan to a broad group of capital resources.
  • First Rate Financial Group
  • 3027 Townsgate Rd, Suite 110, Westlake Village, CA, 91361
  • Our goal is to create a “Client for Life.”​ We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. First Rate Financial is a leading lender located in Westlake Village, CA, in the heart of the Conejo Valley.
  • Jeff Baum Loans
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Jeff Baum, with Customer Service Mortgage Corp (CSMC), treats you with the respect due an esteemed customer, and provides each customer the personal attention they deserve. After 20 Years in the Mortgage Lending industry Jeff has seen just about everything. With his years of experience.
  • Nicki & Karen - Compass Real Estate
  • 2945 Townsgate Rd, Suite 300, Westlake Village, CA, 91361
  • Nicki & Karen, a leading real estate team with Compass Real Estate, serve clients in the Los Angeles & Ventura areas of Southern California. Nicki LaPorta, estate agent at Compass Real Estate in Calabasas, represents buyer and sellers alongside partner Karen Crystal. She has particular expertise in new construction and high-end luxury real estate.
  • Westlake Mortgage Group
  • 2629 Townsgate Road, Suite 100, Westlake Village, CA, 91361
  • We specialize in Fast Funding transactions. Contact us for more information. Westlake Mortgage Group in Westlake Village, California As a Full Service Mortgage Broker we offer all types of Loan Financing option. Some of which include, conventional, FHA & VA. Contact one of our Professionals for more information
  • Strategic Home Loans Inc.
  • 30721 Russell Ranch Rd, Westlake Village, CA, 91361
  • Strategic Home Loans Our ultimate goal is to have each and every client of Strategic Home Loans become our loudest and only advertisement. This means that you strongly advise all of your friends and relatives to trust us in handling their financial needs with confidence, knowing that you are doing them a favor by referring them to us.
  • Elite Financial
  • 2239 Townsgate Road, Suite 205, Westlake Village, CA, 91361
  • Elite Financial has been providing mortgage lending services to individual homebuyers, real estate professionals and home builders throughout California. We maintain a high reputation for integrity and strive to go above and beyond for each client. Elite Financial offers a wide variety of loan options with the most competitive rates.
  • LoanSmart Inc.
  • 870 Hampshire Rd, Suite S, Westlake Village, CA, 91361
  • LoanSmart Inc founder of the Joe Engle goal is to work with you to design the right individual program to fit your needs.Whether you want to purchase your first home, refinance your existing home, move up or down, buy a second home or investment property, I will design the right program specifically tailored to fit your needs.