USDA Vs. FHA your options comparison in Alpine, Utah County, UT

In 2026, the maximum USDA loan available in Alpine, within Utah County, UT, is $406,600. In contrast, the FHA limit for a single-family home is set at $601,450.

Employ the Lendersa® USDA loan calculator to juxtapose current USDA and FHA top rates and figure out what income, credit qualifications, reserves, and documentation are necessary for eligibility. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the optimal program in for your unique financial situation.

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Explore 2026 Loan Limits and Downpayment Conditions in Alpine, Utah, UT

Loan Type Loan Limit Down Payment Required
USDA $406,600 0%
FHA $601,450 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Alpine, UT

Lendersa® strives to secure you the best possible USDA or FHA financing swiftly and with ease. Initiate the process with one of three starting options, each leading you to connect with compatible lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

A USDA home loan is guaranteed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans are available with no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Alpine Lenders

  • Solamere Mortgage LLC
  • 461 North Whitby Woodlands Drive, Alpine, UT, 84004
  • Lends in Utah
  • Solamere Mortgage commercial property financing solutions and flexible investments create an amazing opportunity for brokers to help borrowers from unique backgrounds accomplish their goals. and also We are experienced mortgage professionals, providing investment property loan resources for multi-family, residential 1-4 mixed-use.

  • West Ridge Financial
  • 1279 E Lone Peak Dr, Alpine, UT, 84004
  • Lends in Utah
  • West Ridge Financial located in Alpine, Utah. After starting West Ridge Financial in 2000, Mike has been dedicated to helping people finance their dream home. Whether you’re buying a new home or refinancing your current home, Mike will be with you every step of the way to help you accomplish your homeownership goals.

  • Provident Financing Group
  • 1713 East Sandy's Grove Ln, Sandy, UT, 84092
  • Lends in Utah
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Mortgage Solutions of Utah
  • 11470 S 1320 E, Sandy, UT, 84092
  • Lends in Utah
  • Mortgage Solutions LLC is small! Small means fast, efficient & fluid. Small also means you deal with Kevin Mansouri & one other directly. Being a Small & being a Broker, gives you the best edge when getting your loan. Or, if you’re a realtor, it gets your client the best deal period.

  • Brighton Bank Utah
  • 7101 S Highland Dr, Salt Lake City, UT, 84121
  • Lends in Utah
  • Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products

  • Mark Moyes Team
  • 910 East 6600 South, Salt Lake City, UT, 84121
  • Lends in Utah
  • At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,

  • Fink & McGregor Mortgage, L.C.
  • 6691 South 1300 East, Salt Lake City, UT, 84121
  • Lends in Utah
  • Fink & McGregor is a Utah based mortgage company serving the state of Utah. We offer a wide variety of mortgage services, including VA Loans, FHA Loans, Refinancing and more. We are financial experts that work hard to find the best solution for you!variety of mortgage services, including VA Loans, FHA Loan.

  • RELIANT HOME LOANS
  • 6268 S 900 E, Suite 250, Salt Lake City, UT, 84121
  • Lends in Utah
  • Nick Lovato is a seasoned top producing Loan Officer who cares about educating clients on the latest most innovative options in the market place. After working with Nick, his clients have a true understanding of what their options are and a positive outlook on which mortgage they choose.

  • Avenu, LLC
  • 6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
  • Lends in Utah
  • Avenu, Inc. is a new equity venture from two organizations with a long history of innovation and success in the mortgage domain: LeadPoint, Inc. is the world’s largest online mortgage lead exchange. Avenu is transforming the monetization model for real estate agents — while empowering home buyers to transact with greater ease and control.