USDA Vs. FHA your options comparison in Alpine, Utah County, UT

In 2025, the maximum USDA loan available in Alpine, within Utah County, UT, is $406,600. In contrast, the FHA limit for a single-family home is set at $601,450.

Employ the Lendersa® USDA loan calculator to juxtapose current USDA and FHA top rates and figure out what income, credit qualifications, reserves, and documentation are necessary for eligibility. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the optimal program in for your unique financial situation.

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Explore 2025 Loan Limits and Downpayment Conditions in Alpine, Utah, UT

Loan Type Loan Limit Down Payment Required
USDA $406,600 0%
FHA $601,450 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Alpine, UT

Lendersa® strives to secure you the best possible USDA or FHA financing swiftly and with ease. Initiate the process with one of three starting options, each leading you to connect with compatible lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

A USDA home loan is guaranteed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans are available with no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Memorial Federal Credit Union
  • 1231 44th Avenue, Room 11, Gulfport, MS, 39501
  • Memorial Federal Credit Union opened its doors in February of 1962 to provide financial services to the employees of Memorial Hospital and their family members. In the years since, we have grown our membership and continue to provide exceptional service. At Memorial Federal Credit Union, we strive to provide quality financial services.
  • ACIPCO Federal Credit Union
  • 1501 31st Avenue North, Birmingham, AL, 35207
  • ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
  • Queen City Mortgage Company, LLC
  • 8150 Corporate Park Dr, Suite 200, Cincinnati, OH, 45242
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • McKinley Mortgage
  • 4520 Cooper Road, Suite 301, Cincinnati, OH, 45242
  • McKinley Mortgage was founded in 1997 as the vision of its owner Paul V. Luck III. The company is named after the late President McKinley. We are here to help our goal at McKinley Mortgage is to try and put you in a better financial position than you are now. After the loan process McKinley Mortgage has been servicing Ohio and Kentucky since 1997
  • River City Mortgage
  • 4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242
  • River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.
  • Build Realty
  • 9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242
  • Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks. Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing
  • The Corn City State Bank
  • 201 W Main St, Deshler, OH, 43516
  • Corn City State Bank (Bank) is located in Henry County, Ohio, United States. Address of Corn City State Bank is 201 W Main St, Deshler, OH 43516, USA. Corn City State Bank has quite many listed places around it and we are covering at least 49 places around it on Helpmecovid.com..
  • Union Savings Bank
  • 8534 E. Kemper Rd., Cincinnati, OH, 45249
  • At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors. Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.