USDA Vs. FHA your options comparison in Cedar-Hills, Utah County, UT
For 2026, the USDA loan limit in Cedar-Hills, Utah County, UT is $351,400, while the FHA cap for a single-family home is $439,300.
Utilize Lendersa®'s USDA loan calculator to compare the current best rates between USDA and FHA and identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA offers side by side to help determine the right program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Cedar-Hills, Utah County, UT
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$439,300
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Cedar-Hills, UT
Lendersa® aims to swiftly offer you the best USDA or FHA loan without hassle. Choose from three starting points for matching you with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often called a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA loan requires no down payment.
2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062
Lends in Utah
At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We are a Utah Mortgage company. As a Mortgage Broker we are able to provide our clients with money at highly competitive rates.
1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
Lends in Utah
Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Ridge home loan is clients will have a great experience, refer their friends and come back. Lending can be tricky these days and I bring experience and resourcefulness to the equation. If your loan can be done, I'll find a way. If it can't, I'll help you position yourself for a future loan. Expect to have a great experience!
We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.
vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.
Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding. Benefits of using Alpine Credit Union’s Mortgage Department.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
