USDA VS FHA in Cedar-Hills, Utah County, UT

For 2026, the USDA loan limit in Cedar-Hills, Utah County, UT is $351,400, while the FHA cap for a single-family home is $439,300.

Utilize Lendersa®'s USDA loan calculator to compare the current best rates between USDA and FHA and identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA offers side by side to help determine the right program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Cedar-Hills, Utah County, UT

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $439,300 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Cedar-Hills, UT

Lendersa® aims to swiftly offer you the best USDA or FHA loan without hassle. Choose from three starting points for matching you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

A USDA home loan, backed by the Department of Agriculture and often called a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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