USDA VS FHA in Cedar-Hills, Utah County, UT

For 2025, the USDA loan limit in Cedar-Hills, Utah County, UT is $351,400, while the FHA cap for a single-family home is $439,300.

Utilize Lendersa®'s USDA loan calculator to compare the current best rates between USDA and FHA and identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA offers side by side to help determine the right program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Cedar-Hills, Utah County, UT

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $439,300 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Cedar-Hills, UT

Lendersa® aims to swiftly offer you the best USDA or FHA loan without hassle. Choose from three starting points for matching you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

A USDA home loan, backed by the Department of Agriculture and often called a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Legacy State Bank
  • 3825 Harrison Road, Loganville, GA, 30052
  • We offer some of the best deposit and loan products anywhere around and we remain very competitive on rates for both loans and deposits! While we are a community bank, we can offer many of the services offered by the big banks including internet banking, mobile banking, remote deposit capture, mortgages, etc.
  • Simplifi Lending LLC
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  • First Chance Mortgage, Inc.
  • 131 Lee Byrd Road, Loganville, GA, 30052
  • First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.
  • The First National Bank of Dennison
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  • The First National Bank of Dennison traces its beginning back to 1874 to a private bank in Uhrichsville, Ohio known as the Farmers and Merchants Bank, which was established by George Johnston. We have been a proud supporter of our Community for over 85 years. We take great pride in the personal experience and hometown feel our bank offers.
  • Bank of Tennessee
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  • TriCities Mortgage Group
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