In 2026, the USDA loan limit for Pleasant-Grove, situated in Utah, UT, is set at $351,400. Meanwhile, the FHA limit for a single-family home reaches $439,300. These limits are crucial for potential homebuyers looking at financing options tailored to individual needs and circumstances.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates. This tool helps you determine the income, credit, reserves, and necessary documentation for qualification. With our sophisticated mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $351,400 | 0% |
| FHA | $439,300 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loans swiftly and without complication. From three distinct starting points, you can find the perfect match among lenders and USDA loan programs, ensuring a tailored approach to your lending needs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is intended specifically for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment. This helps lower the initial cost of homeownership for eligible buyers interested in rural properties.
Enter your location to find out if it qualifies for USDA rural housing loan?
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