In 2026, the USDA loan limit in Blanding, located in San Juan county, UT, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates, and discover the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows comparing USDA, FHA, Conforming, and VA options side by side, to decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose from one of three pathways to find matching lenders and USDA loan offerings.
The USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is meant for rural areas exclusively. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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