USDA and FHA Pro and Con in Kanab, Kane County, UT

In 2026, the USDA loan limit for Kanab, situated in Kane, UT, is $338,500, whereas the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA vs FHA rates, identifying the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Kanab, Kane, UT

Loan Type Loan Limit Down Payment
USDA $338,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Kanab, UT

The main objective of Lendersa® is to quickly and easily secure the best USDA or FHA loan for you. Choose one of three entry points to match you with the appropriate lenders and USDA loan programs.

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Understanding USDA Loans in UT

A USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA mortgage or rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Kanab Lenders

  • Garrett Mortgage
  • 2202 N Main St, Suite 104, Cedar City, UT, 84721
  • Lends in Utah
  • Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.

  • Cedar Woods Financial
  • 1115 S Main Street, Cedar City, UT, 84720
  • Lends in Utah
  • Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family

  • 1st Rate Mortgage
  • 1530 E Scenic Sunrise Dr, Washington, UT, 84780
  • Lends in Utah
  • Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.

  • Red Rock Financial of St. George
  • 720 S. River Road, Suite C-125, Saint George, UT, 84790
  • Lends in Utah
  • Our mission is to help those who have had a financial set back and need a second chance. Whether it is bankruptcy, job loss, or mounting medical bills, Red Rock Financial is here to help. We offer personal, auto, RV, and consolidation loans that have affordable monthly payments that report monthly to the credit bureau.

  • Platinum Mortgage Inc.
  • 352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
  • Lends in Utah
  • Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.

  • Mortgage HQ
  • 3111 East 2890 South, Saint George, UT, 84790
  • Lends in Utah
  • Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.

  • Red Rock Home Loans
  • 169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
  • Lends in Utah
  • We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.

  • BILT Capital
  • 1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
  • Lends in Utah
  • We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT
    Providing funding throughout Utah
    Great Projects Are Not Funded, They're BILT

  • Timberline Mortgage, Inc
  • 716 South Cove View Rd, Richfield, UT, 84701
  • Lends in Utah
  • Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.