USDA and FHA Pro and Con in Moab, Grand County, UT
For the year 2026, the USDA loan cap in Moab, within the county of Grand in UT, is slated at $338,500. In contrast, the FHA limit for a single-family residence is $543,950.
Explore today’s optimal USDA and FHA rates using the Lendersa® USDA loan calculator. Evaluate the needed income, credit score, reserves, and documentation to qualify. Compare USDA, FHA, Conforming, and VA loans side by side with our sophisticated mortgage calculator and decide which program is most suitable for your financial needs in the state of .
Loan limits and down payment requirements for 2026 in Moab, Grand County, UT
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$543,950
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Moab, UT
Lendersa® is committed to securing the most advantageous USDA or FHA loan quickly and effortlessly. Begin with one of three pathways to match lenders with USDA loan schemes.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is exclusively available for rural areas and is also referred to as a USDA mortgage or rural development loan. It contrasts with FHA loans which mandate a minimum down payment of 3.5%, as USDA loans require no down payment at all.
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