USDA Vs. FHA Pro and Con comparison in Lehi, Utah County, UT
In 2025, within Lehi, Utah county, UT, the USDA loan limit is $406,600, while the FHA limit for a single-family home stands at $601,450.
With the Lendersa® USDA loan calculator, you can compare today's most competitive USDA versus FHA rates and ascertain the necessary income, credit scores, reserves, and documentation for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial requirements in .
2025 Loan Limits and Downpayment Requirements in Lehi, Utah, UT
Loan Type
Loan Limit
Down payment
USDA
$406,600
0%
FHA
$601,450
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Lehi, UT
The mission of Lendersa® is to efficiently deliver the best USDA or FHA loans without stress. Choose from one of three pathways that lead to matching lenders and USDA loan programs, tailored to your needs.
The USDA home loan, endorsed by the government Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is specifically available for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment, making home ownership more accessible.
Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
3501 Western Center Boulevard, Fort Worth, TX, 76137
Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
TrinityBank was created from scratch for our local Tarrant County customers. We’re an independent bank with a local board of directors and an experienced professional staff. That means we can move fast because we make all the decisions here. And by limiting our brick and mortar to one central location
2600 West 7th Street, Suite 146, Fort Worth, TX, 76107
We take great pride in our ability to deliver outstanding results. And our satisfied home buyers & sellers can attest to that.That’s what makes us more than just another real estate agency.It means we not only have the expertise to see your purchase or sale through from start to finish, we’re here for you from then on for any needs that might arise
