USDA and FHA Pro and Con in Lehi, Utah County, UT

In 2025, within Lehi, Utah county, UT, the USDA loan limit is $406,600, while the FHA limit for a single-family home stands at $601,450.

With the Lendersa® USDA loan calculator, you can compare today's most competitive USDA versus FHA rates and ascertain the necessary income, credit scores, reserves, and documentation for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial requirements in .

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2025 Loan Limits and Downpayment Requirements in Lehi, Utah, UT

Loan Type Loan Limit Down payment
USDA $406,600 0%
FHA $601,450 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Lehi, UT

The mission of Lendersa® is to efficiently deliver the best USDA or FHA loans without stress. Choose from one of three pathways that lead to matching lenders and USDA loan programs, tailored to your needs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in UT

The USDA home loan, endorsed by the government Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is specifically available for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment, making home ownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Specialty Real Estate Services
  • 319 Ray Street, Pleasanton, CA, 94566
  • Specialty Real Estate Services is a full-service real estate company serving clients who wish to use real estate as a long term wealth building strategy.Our market includes the West Coast of California. We offer buying, selling, management, mortgage, development, and maintenance services.
  • Achievers Home Loans
  • 3171 East Ruby Hill Drive, Pleasanton, CA, 94566
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Excel Realty & Mortgage
  • 7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
  • Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker
  • Caliber Home Loans
  • 6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
  • Soaring Falcon Mortgage
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • "To provide alternative loan solutions to investors who have been turned down by other banks/lenders. We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."
  • Pacificwide Lending
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.
  • Pacific Wide Lending
  • 7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
  • The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.
  • G P International Inc
  • 6700 Fallbrook Ave, Suite 100, West Hills, CA, 91307
  • The experienced professionals of Napa Finance Group take great pride in helping our clients fulfill all their real estate and financial needs. When you establish a relationship with our team, you are not only getting a peace of mind that you are working with a team of professionals that have vast and diverse experience-you’re also gaining a team.
  • Ahmed Group
  • 2181 Watercress Place, San Ramon, CA, 94582
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, & costs-to meet your unique needs.
  • Woodland Hills Mortgage Corporation
  • 21777 Ventura Boulevard, Suite 211, Woodland Hills, CA, 91364
  • Woodland Hills Mortgage Corporation, Real Estate Broker, CA Dept of Real Estate #01901462 NMLS #752237, was founded in 1990 as a private lending institution to fund “make sense” loans that banks won’t make. We knew these bank rejected borrowers still needed mortgage assistance that we could provide