In 2026, within Lehi, Utah county, UT, the USDA loan limit is $406,600, while the FHA limit for a single-family home stands at $601,450.
With the Lendersa® USDA loan calculator, you can compare today's most competitive USDA versus FHA rates and ascertain the necessary income, credit scores, reserves, and documentation for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial requirements in
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| Loan Type | Loan Limit | Down payment |
| USDA | $406,600 | 0% |
| FHA | $601,450 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently deliver the best USDA or FHA loans without stress. Choose from one of three pathways that lead to matching lenders and USDA loan programs, tailored to your needs.
The USDA home loan, endorsed by the government Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is specifically available for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment, making home ownership more accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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