USDA Loan Vs. FHA loan for Cedar-City, UT 2025

In the year 2025, the USDA loan limit in Cedar-City, located in the county of Iron, UT, is specified as $285,000. In comparison, the FHA limit for a single-family home resides at $356,362. These figures play a pivotal role in defining the potential financing available for prospective homeowners in this area, providing clarity and guidance for those exploring housing options.

The Lendersa® USDA loan calculator is an excellent tool to utilize when looking to compare the best USDA and FHA interest rates available today. It's important to evaluate the necessary income, appropriate credit score, reserves, and essential documentation required to qualify for these loans. Our cutting-edge mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in most closely aligns with your individual financial circumstances and long-term objectives.

Diverse USDA and FHA Loan Choices in Cedar-City, UT

Lendersa® is dedicated to facilitating quick access to the most suitable USDA or FHA loans available, simplifying the overall process for you. Opt from one of three initiation paths, each designed to link you seamlessly with matching lenders and the ideal USDA loan programs. These pathways ensure you engage most efficiently with the lending process, setting you on the right financial trajectory.

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An Insight into USDA Loans in UT

The USDA home loan, commonly referred to as the USDA rural development loan or simply the USDA mortgage, is endorsed by the government’s Department of Agriculture. It is accessible exclusively in rural areas, tailoring to the unique housing needs of these communities. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage stands out by requiring no down payment at all, making it an enormously attractive option for eligible buyers wishing to invest in rural properties.

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(727) 642-1166 Lender's profile and map Reviews GENERATION MORTGAGE ASSOCIATES, LLC 12052 100th Ave, Seminole, FL, 33772 "Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry. We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
(386) 328-5555 Lender's profile and map Reviews First Coast Community Credit Union 306 South Palm Avenue, Palatka, FL, 32177 First Coast Community Credit Union is a full-service financial cooperative serving those who live, work, own businesses or attend school in Putnam, Flagler, and St. Johns Counties, Florida. Being a cooperative means we return our profits to our members through lower loan rates and higher dividends, giving financial advantages to our members.
(386) 449-8001 Lender's profile and map Reviews Florida Real Estate Loans, Inc 2423 Reid Street, Palatka, FL, 32177 At Florida Real Estate Lending we are a team of service oriented individuals who work hard, and are ready to do whatever it takes to secure your home loan. When you connect with us, you will be one step closer to your finance goals. A mortgage originator will be in touch & make this a process you will fully understand by discussing every with you.
(727) 331-8404 Lender's profile and map Reviews The Lending Team Corp 19321-C US Highway 19 N, Suite 408, Clearwater, FL, 33764 The Lending Team, Tampa Bay based mortgage company was created so we could develop an efficient loan origination process with personalized customer service. Part of our application process is to find out what you expect of us! We then go above and beyond to exceed those expectations.
(727) 642-4559 Lender's profile and map Reviews Twenty First Century Mortgage Services Inc 4350 Duhme Road, Seminole, FL, 33708 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(727) 686-4052 Lender's profile and map Reviews Sea Vista Home Loans 14955 Gulf Blvd, Madeira Beach, FL, 33708 Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
(813) 710-4801 Lender's profile and map Reviews Keystone Mortgage Solutions LLC 1415 Loretto Circle, Odessa, FL, 33556 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(858) 437-4701 Lender's profile and map Reviews Diligent Mortgage Group 9202 Brindlewood Drive, Odessa, FL, 33556 We strive for the ultimate experience in customer service while using our mortgage services. Whether you are looking for a specific program or you don't know where to start, we are here to help. President Frank Weigel is help every day all lients obtain the best loans in order to finance their properties.
(813) 926-2240 Lender's profile and map Reviews Heidelberg Capital Corp 17513 Canal Shores Drive, Odessa, FL, 33556 Heidelberg Capital Corp. is a Licensed Florida Mortgage Brokerage Corporation dedicated to helping Florida consumers make informed real estate financing decisions. Our professional, experienced staff will answer all your real estate financing questions and will ensure your mortgage process goes smoothly from application to funding.