USDA Vs. FHA your options comparison in Parowan, Iron County, UT

For 2026, the USDA loan cap in Parowan, located in Iron county, UT, is $336,500. In contrast, the limit set for FHA for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates, determining the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you select the ideal program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Parowan, Iron, UT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Parowan, UT

The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options without hassle. Choose one of the three pathways to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is exclusively for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 303 Twin Dolphin Drive, Redwood City, CA, 94065
  • Provident Credit Union is and has been a local financial Institution serving the Bay Area and beyond for over 65 years. We offer our members a wide array of financial products and services with an unmatched level of customer service and convenience. Our members enjoy 21 branches located throughout the Bay Area.

  • Fishman Financial Group, Inc.
  • 1604 Solano Ave, Albany, CA, 94707
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  • Oak Leaf Funding
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  • F.E. Forbes Company Inc.
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  • Napa Valley Lending
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  • Icon Capital Group, Inc.
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  • EZ Real Estate Loans
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  • The Finance Group
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