USDA Vs. FHA Pro and Con comparison in Parowan, Iron County, UT
For 2026, the USDA loan cap in Parowan, located in Iron county, UT, is $336,500. In contrast, the limit set for FHA for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates, determining the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you select the ideal program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Parowan, Iron, UT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Parowan, UT
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options without hassle. Choose one of the three pathways to find matching lenders and explore USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is exclusively for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.
Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
Lends in Utah
We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT Providing funding throughout Utah Great Projects Are Not Funded, They're BILT
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Lends in Utah
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
861 East St. George Boulevard, Saint George, UT, 84770
Lends in Utah
Fast Track offers unsecured personal cash loans. Unsecured loans, also called personal or signature loans, allow you to borrow money without collateral. Fast Track’s unsecured personal loans are preferred by many consumers because of their longer-term installment loan payback periods with a set monthly principle and interest payment.
1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
Lends in Utah
Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service
