USDA VS FHA in Enoch, Iron County, UT

In the year 2026, the USDA loan limit for Enoch, situated in Iron County, UT, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. Determine the necessary income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you identify the ideal program in that fits your specific financial needs.

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Loan limits & downpayment requirements for 2026 in Enoch, Iron County, UT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Enoch, UT

The aim of Lendersa® is to efficiently provide you with an excellent USDA or FHA loan. Choose from three initial steps to connect with lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available specifically in rural areas. In contrast to FHA loans requiring a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Enoch Lenders

  • Garrett Mortgage
  • 2202 N Main St, Suite 104, Cedar City, UT, 84721
  • Lends in Utah
  • Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.

  • Cedar Woods Financial
  • 1115 S Main Street, Cedar City, UT, 84720
  • Lends in Utah
  • Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family

  • 1st Rate Mortgage
  • 1530 E Scenic Sunrise Dr, Washington, UT, 84780
  • Lends in Utah
  • Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.

  • A & R Financial, Inc.
  • 769 East Rock Creek Dr, Ivins, UT, 84738
  • Lends in Utah
  • A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.

  • BILT Capital
  • 1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
  • Lends in Utah
  • We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT
    Providing funding throughout Utah
    Great Projects Are Not Funded, They're BILT

  • Ryan Bolton
  • 283 West Hilton Drive, Suite 3, Saint George, UT, 84770
  • Lends in Utah
  • Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.

  • Fast Track Loan Center - Signature & Title Loans
  • 861 East St. George Boulevard, Saint George, UT, 84770
  • Lends in Utah
  • Fast Track offers unsecured personal cash loans. Unsecured loans, also called personal or signature loans, allow you to borrow money without collateral. Fast Track’s unsecured personal loans are preferred by many consumers because of their longer-term installment loan payback periods with a set monthly principle and interest payment.

  • Envision Home Loans, LLC
  • 1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
  • Lends in Utah
  • Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service

  • Continental Mortgage, Inc.
  • 1086 South Main Street, Suite 102A, Saint George, UT, 84770
  • Lends in Utah
  • With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.