USDA and FHA Pro and Con in Clearfield, Davis County, UT
In 2025, within the city of Clearfield, located in the county of Davis, UT, the USDA loan limit is established at $517,000, whereas the FHA limit for a single-family home is $744,050. These established limits are important for prospective homeowners to understand as they plan their financing strategies.
To evaluate today's best rates for USDA versus FHA loans, leverage the Lendersa® USDA loan calculator. This tool assists in determining the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program in for your unique financial circumstances.
2025 Loan Limits and Downpayment Requirements in Clearfield, Davis, UT
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$744,050
3.5%
Conventional Conforming
$744,050
3%
Available USDA and FHA Loan Options in Clearfield, UT
Lendersa® aims to efficiently procure the best possible USDA or FHA loans for you with minimal hassle. Begin by selecting one of three starting points, each designed to connect you with matching lenders and USDA loan programs that fit your requirements effectively.
The USDA home loan, also termed as USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in designated rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage forgoes this requirement, allowing qualifying buyers to purchase without a down payment. This feature distinctly enhances accessibility for those eligible, promoting homeownership in rural communities.
Ace Mortgage Loan Corporation was created in 1996 to help people achieve their American Dream. Long before “bubbles”or “collapses”, Ace Mortgage Loan Corporation was representing client’s interests in navigating the mortgage market with knowledgeable friendly staff and a leading research and compliance team.
10101 West Sample Road Suite 202, Coral Springs, FL, 33065
Primeco Mortgage Corporation (PMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind.
2900 N University Drive, Suite 52, Coral Springs, FL, 33065
Halo Mortgage, we are passionate about who we are and what we do and a lot of that is because we feel that our Mortgage Broker model is Better than the rest. Not only is it Better for us (we don’t like limitations) but it’s Better for you too. Halo Mortgage, offering personalized mortgage solutions
7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.
7957 North University Drive, Suite 156, Parkland, FL, 33067
We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b
Locally governed and managed with over 165 years of strength and stability, Lowell Five is a service-oriented community bank providing comprehensive mortgage and loan products in excess of $20 million, extensive deposit and cash management products and services, and investment and insurance products for individuals, businesses, municipalities
We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.
"Since 1922, Align Credit Union has provided customized banking solutions to individuals and families throughout Northeastern Massachusetts and Southern New Hampshire.
Align offers a full suite of products and services including Personal and Business Banking, Mortgages, Financial Planning and Insurance."
Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.
