USDA Loan Vs. FHA loan for West-Point, UT [ best of 2023]

In 2025, USDA loan limit in West-Point, county of Davis, UT is $517,000 while FHA limit is $646,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Point, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(702) 214-2176 382 miles Lender's profile and map Reviews Commercial Property Lending 3540 W Sahara Ave, Suite 306, Las Vegas, NV, 89102 We have been described as the best borrower experience in the industry. There is no software that can matc hour 25years of experience for personal contacts, insider knowledge and expertise We know how to present a property to our correspondents for the best possible loan terms and rates.As the loan process proceeds.
(866) 925-3378 382 miles Lender's profile and map Reviews Alderus Mortgage 3841 Charleston Blvd, Suite 100, Las Vegas, NV, 89102 Alderus Mortgage is a full-service lender and trailblazer in the mortgage industry. For more than 20 years, we’ve worked directly with clients to educate them on the industry and the loan process, eliminating the hidden fees often associated with traditional lending. Alderus is driven by the philosophy that happiness for everyone is key,
(303) 335-6822 382 miles Lender's profile and map Reviews Colorado Home Loans 2121 W 84th Ave, Suite 201, Denver, CO, 80260 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(307) 432-7400 383 miles Lender's profile and map Reviews First Education Federal Credit Union 120 West Carlson Street, Cheyenne, WY, 82009 First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
(307) 638-4200 383 miles Lender's profile and map Reviews WyHy Federal Credit Union 1715 Stillwater Avenue, Cheyenne, WY, 82009 WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
(402) 290-7794 383 miles Lender's profile and map Reviews Guild Mortgage Company 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009 Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers. When you choose Guild, you get: - A commitment closing your loan on time - A wide array of ‭specialized products and programs for every type of homebuyer
(702) 848-5513 383 miles Lender's profile and map Reviews NV Capital Corporation, LLC 410 S Rampart Blvd, Suite 350, Las Vegas, NV, 89145 NV Capital Corporation LLC was established and Licensed by the State of Nevada in 2016. We specialize in Private Lending with multiple lenders joining together to fund loans on Nevada real estate. Our Company was founded by seasoned commercial bankers who have nearly a century of combined lending in the Nevada marketplace.
(702) 320-9595 383 miles Lender's profile and map Reviews Red Rock Mortgage 810 S Durango Dr, Suite 105, Las Vegas, NV, 89145 The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(702) 889-9888 383 miles Lender's profile and map Reviews Las Vegas Finance 5715 W Sahara Ave, Suite 103, Las Vegas, NV, 89146 We started Las Vegas Finance as a better option than other places that only finance payday loans. We are a company that emphasizes fair, honest, and friendly service. We report the good credit you build when paying off your loan with us. We provide installment loans for fair, and even bad credit.
(702) 791-4777 383 miles Lender's profile and map Reviews Weststar Credit Union 2775 S Rainbow Blvd, Las Vegas, NV, 89146 WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.
(702) 998-2367 383 miles Lender's profile and map Reviews New Heights Lending LLC 6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146 New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.