USDA VS FHA in Clinton, Davis County, UT

In 2026, the USDA loan limit set for Clinton in Davis County, UT, is $517,000, while the FHA limit for a single-family home is $744,050. These limits are crucial for potential homebuyers planning their financial options.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs FHA rates today. This tool assists in determining the necessary income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you choose the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Clinton, Davis, UT

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

Loan Options: USDA and FHA in Clinton, UT

Lendersa® aims to efficiently connect you with the best USDA or FHA loan options without hassle. Select one of three powerful starting points designed to match you with suitable lenders and USDA loan programs fitting your needs.

Illustration of Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in UT

The USDA home loan, sometimes referred to as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is specifically available in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment, making it an attractive option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Digital Mortgage Guy
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  • I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers

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  • 14382 Flourcastle Court, Centreville, VA, 20120
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  • St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.

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  • United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.

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  • Potomac Mortgage Advisors LLC
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  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Solvay Bank
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