USDA VS FHA in Clinton, Davis County, UT

In 2026, the USDA loan limit set for Clinton in Davis County, UT, is $517,000, while the FHA limit for a single-family home is $744,050. These limits are crucial for potential homebuyers planning their financial options.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs FHA rates today. This tool assists in determining the necessary income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you choose the best program for your financial situation in .

Explore loan offers from 100 lenders now

2026 Loan Limits and Downpayment Requirements in Clinton, Davis, UT

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

Loan Options: USDA and FHA in Clinton, UT

Lendersa® aims to efficiently connect you with the best USDA or FHA loan options without hassle. Select one of three powerful starting points designed to match you with suitable lenders and USDA loan programs fitting your needs.

Illustration of Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in UT

The USDA home loan, sometimes referred to as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is specifically available in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment, making it an attractive option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Clinton Lenders

  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Lends in Utah
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.

  • EconMortgage
  • 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
  • Lends in Utah
  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.

  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • Lends in Utah
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • Augusta Mortgage, Inc.
  • 5145 South Airport Road, Suite 300, Roy, UT, 84067
  • Lends in Utah
  • We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.

  • Day Financial Services, Inc.
  • 3568 W 4800 S, Suite B, Roy, UT, 84067
  • Lends in Utah
  • Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA

  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • Lends in Utah
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.

    When you bank with First Community, your banker is more than just a face in the crowd.

  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Lends in Utah
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.

  • IntroLend Utah
  • 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
  • Lends in Utah
  • At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.

  • Salt Creek Mortgage LLC
  • 377 North Main Street, Layton, UT, 84041
  • Lends in Utah
  • Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.