USDA VS FHA in Roy, Weber County, UT

For 2025, the USDA loan limit set in Roy, within Weber county, UT, is $517,000; however, the limit for an FHA loan on a single-family home is $744,050.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA rates. This tool directly informs you about the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to choose the most suitable program in for your financial situation.

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Loan Limits and Downpayment Requirements in Roy, Weber, UT for 2025

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

USDA and FHA Loan Options in Roy, UT

The goal of Lendersa® is to quickly secure for you the most favorable USDA or FHA loan, free of hassle. Choose one of three starting paths to connect with matching lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. It is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Whether you are a new home buyer, realtor, or mortgage broker seeking assistance on a challenging mortgage request, it is our dedication to creative underwriting, quality presentation; ultimately providing creative mortgage solutions even in the toughest situations which make us stand out.
  • Homelife International Mortgage Co. Inc.
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  • Homelife International Mortgage is the choice for all residential and commercial funding needs. Since 2002 HLIM originated and funded thousands of conventional, subprime and private money loans throughout the United States and We pride ourselves on being the most creative mortgage company in our industry.
  • Streamline Mortgage Solutions
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  • Streamline Mortgage Solutions in 2005 to offer customized services that allow clients access to the industry’s best pricing. We are now leaders in our field, offering mortgage options to anyone purchasing a home in the state of Florida. If you’re looking for one of the best mortgage brokers in Florida to take care of you
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  • "Strategic Funding provide mortgages in Orlando, Winter Park and all of central Florida. Service is our top priority. We will work tirelessly to obtain the lowest cost loan in the least possible time. We pride ourselves on exceeding our customer's expectations in finding the best rates, service and options for a home.
  • Absolute Home Mortgage Corporation
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  • Legacy Mortgage Company
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