USDA Vs. FHA your options comparison in Syracuse, Davis County, UT
In 2026, the USDA loan limit for the city of Syracuse in the county of Davis, UT, is set at $517,000. Meanwhile, the FHA loan limit for single-family homes stands at $744,050. These numerical boundaries are crucial for potential homeowners assessing their financing options in this region.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the top USDA versus FHA rates available today. This resource aids in determining the required income, credit score, reserves, and documents necessary to qualify. With our advanced mortgage calculator, users can view USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program in tailored to individual financial scenarios.
Detailed Loan Limits and Downpayment Requirements for 2026 in Syracuse, Davis, UT
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$744,050
3.5%
Conventional Conforming
$744,050
3%
Exploring USDA and FHA Loan Alternatives in Syracuse, UT
Lendersa® is committed to connecting you with the most advantageous USDA or FHA loan options quickly and without unnecessary complications. You may select one of three initial paths designed to match you with compatible lenders and suitable USDA loan programs.
The USDA home loan, sometimes referred to as the USDA rural development loan or USDA mortgage, is endorsed by the government Department of Agriculture and is available solely in specified rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment, making it an appealing choice for eligible buyers.
1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
Lends in Utah
Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.
When you bank with First Community, your banker is more than just a face in the crowd.
Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.
579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
Lends in Utah
At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.
Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.
1544 North Woodland Park Drive, Suite 320, Layton, UT, 84041
Lends in Utah
We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients' needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.
5145 South Airport Road, Suite 300, Roy, UT, 84067
Lends in Utah
We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
