USDA VS FHA in Syracuse, Davis County, UT

In 2026, the USDA loan limit for the city of Syracuse in the county of Davis, UT, is set at $517,000. Meanwhile, the FHA loan limit for single-family homes stands at $744,050. These numerical boundaries are crucial for potential homeowners assessing their financing options in this region.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the top USDA versus FHA rates available today. This resource aids in determining the required income, credit score, reserves, and documents necessary to qualify. With our advanced mortgage calculator, users can view USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program in tailored to individual financial scenarios.

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Detailed Loan Limits and Downpayment Requirements for 2026 in Syracuse, Davis, UT

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

Exploring USDA and FHA Loan Alternatives in Syracuse, UT

Lendersa® is committed to connecting you with the most advantageous USDA or FHA loan options quickly and without unnecessary complications. You may select one of three initial paths designed to match you with compatible lenders and suitable USDA loan programs.

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Understanding USDA Loans in UT

The USDA home loan, sometimes referred to as the USDA rural development loan or USDA mortgage, is endorsed by the government Department of Agriculture and is available solely in specified rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment, making it an appealing choice for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • VSECU
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  • VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders

  • PFS Mortgage
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  • GC Financial Services LLC
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  • Jones Investment Company, LLC is a trusted investment and financial solutions company dedicated to helping individuals and businesses achieve sustainable growth. We provide strategic investment opportunities, business funding support, and professional financial guidance with integrity, transparency, and a commitment to delivering long-term value while building strong, lasting relationships with our clients.

  • DIRECT CAPITAL LENDING
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  • RichPort Capital LLC
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    Your Partner in Financial Success

    RichPort Capital LLC, led by Miguel Planas, is dedicated to empowering clients with expert financial solutions. With personalized service, industry expertise, and a client-first approach, we help you reach your financial goals with confidence. We lend in USA and Puerto Rico. Contact us at 888-569-8380 for your investment needs.

  • CMB Property Solutions LLC
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    ## Specialized Financial Offerings
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    ### Dependable Loan Closures
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  • CV3 Financial Services
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