In 2026, the USDA loan limit for Grantsville, located in the county of Tooele, UT, is $418,600. Meanwhile, for a single-family home, the FHA cap is $619,850.
Use the Lendersa® USDA loan calculator to assess the current USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, allowing you to select the best program in for your unique financial situation.
2026 Loan Ceilings and Down Payment Criteria in Grantsville, Tooele, UT
Type of Loan
Max Loan
Initial Down Payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
Available Loan Options from USDA and FHA in Grantsville, UT
Lendersa® strives to quickly connect you to the most suitable USDA or FHA loan options, with minimal hassle. Begin with one of three approaches to discover compatible lenders and USDA loan programs.
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It's available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans have no such requirement, making them ideal for eligible borrowers.
Westgate Mortgage are proud to have served the residents of Utah and Nevada since 1997. As a member of the Tooele County community, we have worked to establish a reputation of honesty and reliability. We would never ask our clients or prospective clients to do anything we would also not do and that includes sending social security numbers
Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
2480 S 3850 W, Suite C, West Valley City, UT, 84120
Lends in Utah
"Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.
Because we are a credit union, we have members, and not customers."
1678 South Pioneer Road, Salt Lake City, UT, 84104
Lends in Utah
Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
Salt Lake Neighborhood Housing Services (NHS), doing business as NeighborWorks® Salt Lake (NWSL), builds on the strengths of neighborhoods, creating opportunities through housing, resident leadership, and youth and economic development. We work in partnership with residents, government, and businesses to build and sustain neighborhoods of choice.
3731 W South Jordan Pkwy, Suite 102-122, South Jordan, UT, 84009
Lends in Utah
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.
Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.
