USDA Vs. FHA Pro and Con comparison in Grantsville, Tooele County, UT

In 2025, the USDA loan limit for Grantsville, located in the county of Tooele, UT, is $418,600. Meanwhile, for a single-family home, the FHA cap is $619,850.

Use the Lendersa® USDA loan calculator to assess the current USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, allowing you to select the best program in for your unique financial situation.

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2025 Loan Ceilings and Down Payment Criteria in Grantsville, Tooele, UT

Type of Loan Max Loan Initial Down Payment
USDA $418,600 0%
FHA $619,850 3.5%
Conventional Conforming $726,200 3%

Available Loan Options from USDA and FHA in Grantsville, UT

Lendersa® strives to quickly connect you to the most suitable USDA or FHA loan options, with minimal hassle. Begin with one of three approaches to discover compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in UT

The USDA home loan, known as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It's available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans have no such requirement, making them ideal for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Advantage Star Mortgage Corp
  • 14861 Meriwether Dr, Glenelg, MD, 21737
  • Advantage Star Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. and We offer a wide range of loan programs including: 30yr mortgage Conventional, Jumbo, VA and more
  • Peoples Bank Mortgage and SBA Loans
  • 4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
  • Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
  • CPM Federal Credit Union
  • 1066 E. Montague Ave, North Charleston, SC, 29405
  • CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
  • carolina one Mortgage
  • 4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
  • Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.
  • Temple View Capital
  • 7550 Wisconsin Ave, 10th Floor, Bethesda, MD, 20814
  • We are a hard/private money lender covering 46 states. We offer Fix & Flip, Ground up Construction, Bridge and DSCR loans. We have extremely competitive pricing and several unique loan programs geared towards providing a better borrower experience! We offer cash out refinances including on fix and flip, Ground up projects and DSCR. We go up to
  • Presidential Bank
  • 4520 East-West Highway, Bethesda, MD, 20814
  • Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
  • Paradigm Mortgage Services
  • 7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814
  • Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland. NMLS ID # 205094 (www.nmlsconsumeraccess.org) Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts
  • Presidential Mortgage Group
  • 4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
  • Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
  • Walker & Dunlop
  • 7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
  • Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.