USDA and FHA Pro and Con in Tooele, Tooele County, UT

In 2025, the USDA loan limit for Tooele in Tooele county, UT is set at $418,600, while the FHA loan limit reaches $619,850 for a single-family home. These limits are essential knowledge for prospective buyers, providing a clear understanding of borrowing capacities within this region.

Compare today's USDA and FHA rates with the Lendersa® USDA loan calculator to determine the best options available. This handy tool details the necessary income, credit scores, reserves, and documents required to qualify. Our advanced mortgage calculator offers a comparative view of USDA, FHA, Conforming, and VA loans side by side, enabling you to select the ideal program in for your financial situation.

Effectively compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Tooele, Tooele, UT

Loan Type Loan Limit Down payment
USDA $418,600 0%
FHA $619,850 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Tooele, UT

At Lendersa®, our aim is to connect you quickly to the optimal USDA or FHA loans, reducing hassle in your journey. Choose from one of three initial steps, designed to match you effectively with lenders and USDA loan programs that fit your needs.

Illustration of Lendersa USDA loan request and matching outcomes

An Insight into USDA Loans in UT

The USDA home loan, also commonly known as the USDA rural development loan or USDA mortgage, is a financial product guaranteed by the government Department of Agriculture. It's dedicated to serving rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage demands no down payment, making it a highly attractive option for those eligible in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oak City Lending LLC
  • 8512 Six Forks Rd, Suite 102, Raleigh, NC, 27615
  • Our goal at Oak City is to "wow" each of our clients. This means going above and beyond the norm to make each client so happy that he'll tell everyone about it. We also believe attitude is everything, and a positive attitude goes a long way in providing excellent customer service.
  • Advantage Lending, LLC
  • 7521-101 Mourning Dove Road, Raleigh, NC, 27615
  • Advantage Lending is a continuously evolving mortgage lender committed to customer education & transparency. As a full service mortgage banker we handle the processing underwriting & funding of your loan in-house. This level of control over the entire mortgage application & approval process translates to simplicity
  • ADR Mortgage
  • 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
  • ADRMortgage.com, as a company and individually, have a perfect better business bureau record. While we can't deny that mistakes happen, we employ a 2-person approach to ensuring a smooth closing for your primary (as well as second and investor) home. We have closed over $100, 000, 000 in mortgage loans since 2005 and have 0 BBB complaints.
  • Triangle Lending Group
  • 9350 Falls of Neuse Road, Suite 103, Raleigh, NC, 27615
  • "At Triangle Lending Group, Inc., you will find an experienced team of professionals dedicated to making your home-financing transaction a remarkable experience. Triangle Lending Group was established in 2004. We’re a locally owned and operated firm that truly puts our clients first.
  • LYNK Capital
  • 7100 Six Forks Road, Suite 335, Raleigh, NC, 27615
  • LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.
  • Raleigh Mortgage Group, Inc
  • 8414 Falls of Neuse Rd, Suite 202, Raleigh, NC, 27615
  • Raleigh Mortgage Group, Inc (RMG) is a licensed Mortgage Broker providing financing for properties located in North Carolina.We have been right here on Six Forks Road in Raleigh since 2001.RMG has survived the economic downturn and is up to date and in compliance with all aspects of the recent mortgage reforms & remains locally owned and operated.
  • The Muncy Bank and Trust Company
  • 2 N Main Street, Muncy, PA, 17756
  • The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.