USDA VS FHA in Tooele, Tooele County, UT

In 2025, USDA loan limit in Tooele, county of Tooele, UT is $418,600 while FHA limit is $619,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Tooele, county of Tooele, UT

Loan Type Loan Limit Down payment
USDA $418,600 0%
FHA $619,850 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Tooele, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alpine Credit Union
  • 1510 N State St, Orem, UT, 84057
  • Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding. Benefits of using Alpine Credit Union’s Mortgage Department.
  • Empire Mortgage and Investment, L.C
  • 927 W. Center St, Orem, UT, 84057
  • Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
  • FIRST COLONY MORTGAGE CORPORATION
  • 508 W 800 N, Orem, UT, 84057
  • First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
  • ATOMortgage, LLC
  • 1857 N 1000 W, Suite 1, Clinton, UT, 84015
  • At ATOMortgage, we recognize each individual client is unique and will work hard to provide the best solution for your needs. It takes a detailed and organized professional to ensure a smooth transaction. ATOMortgage will guide you through the mortgage process and provide exceptional customer service by keeping you informed and updated.
  • Green Dot Bank DBA Bonneville Bank
  • 1675 North 200 West, Provo, UT, 84601
  • Bonneville Bank is located in Provo, UT, United States and is part of the Depository Credit Intermediation Industry. Bonneville Bank has 1 total employees across all of its locations and generates $6.86 million in sales (USD). Bonneville Bank was established on May 15, 1978 at its present location of 1675 North Freedom Boulevard in Provo, Utah.
  • 1st Choice Money Center
  • 984 S. University Ave, Provo, UT, 84601
  • 1st Choice Money Center was founded to provide fast, easy and responsible loans to help you and your family through those times when a little extra cash makes all the difference. We understand that life throws us curveballs when we least expect it, so at 1st Choice we offer a wide range of loan products to give you relief when you need it most.
  • Nationwide Reverse Mortgages
  • 109 W 920 S, Suite 200, Provo, UT, 84601
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Nationwide Reverse Mortgages, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Preferred Mortgage Inc
  • 1145 South 800 East, Suite 101, Orem, UT, 84097
  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates