USDA Vs. FHA Pro and Con comparison in Stansbury-Park, Tooele County, UT

In the year 2025, the USDA loan maximum in Stansbury-Park, Tooele county, UT is $362,400, while the FHA upper limit for a single-family home stands at $453,100.

To compare the most favorable rates for USDA versus FHA today, use the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents you'll need to qualify. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side, helping you choose the best plan in for your financial requirements.

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Discover 2025 Loan Limits and Downpayment Obligations in Stansbury-Park, Tooele, UT

Loan Type Loan Limit Down Payment
USDA $362,400 0%
FHA $453,100 3.5%
Conventional Conforming $600,300 3%

Options for USDA and FHA Loans in Stansbury-Park, UT

Lendersa® aims to secure the best USDA or FHA loan for you quickly and effortlessly. Begin with one of the three strategies for matching you with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

About USDA Loans in UT

A USDA home loan, provided by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is solely offered in rural communities. Different from FHA loans which require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902. Our mission is to meet the needs of the market we serve by providing community leadership.
  • First State Bank & Trust Company
  • 612 Broadway, Thompson, ND, 58278
  • Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
  • State Bank & Insurance of Spencer
  • 728 Grand Avenue, Spencer, IA, 51301
  • State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
  • Bank of Denton
  • 510 Main, Denton, KS, 66017
  • The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.
  • Breda Savings Bank
  • 105 Main Street, Breda, IA, 51436
  • Bank of Breda of Frazier and Frazier originated August 4, 1890. The bank had its first depositor the following day and one month later the bank had ten depositors. Records indicate the bank was paying 8% interest on Time Certificates in September of 1896. The bank was incorporated on January 17, 1906, and the name changed to Breda Savings Bank.
  • The First Farmers National Bank of Waurika
  • 319 E D Ave, Suite 3227, Waurika, OK, 73573
  • With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
  • University Federal Credit Union
  • 1575 17th Avenue South, Grand Forks, ND, 58201
  • University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure. Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
  • MED PARK CREDIT UNION
  • 1200 South Columbia Road, Grand Forks, ND, 58201
  • The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
  • Area Community Credit Union
  • 2800 South Washington Street, Grand Forks, ND, 58201
  • The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
  • Alerus Financial
  • 401 Demers Ave, Grand Forks, ND, 58201
  • With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.