In the year 2025, the USDA loan cap in Gunnison, situated in Sanpete county, UT, is set at $336,500. Meanwhile, for a single-family residence, the FHA threshold is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA against FHA rates and ascertain the income, credit score, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the optimal program in for your specific financial needs.
2025 loan limits and down payment requirements in Gunnison, within Sanpete county, UT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Gunnison, UT
Lendersa® is dedicated to securing you the best USDA or FHA loan quickly and simply. Choose from one of three beginnings that link you with lenders and USDA loan plans.
The USDA home loan, backed by the U.S. Department of Agriculture (USDA), also known as a USDA rural development loan or mortgage, is solely available in rural locales. Unlike FHA loans that mandate a minimum of 3.5% down payment, a USDA mortgage requires no down payment.
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