USDA Loan Vs. FHA loan for Nephi, UT [Juab County Rates 2023]

In 2025, USDA loan limit in Nephi, county of Juab, UT is $406,600 while FHA limit is $601,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Nephi, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(847) 336-4430 1268 miles Lender's profile and map Reviews North Shore Trust and Savings 700 South Lewis Avenue, Waukegan, IL, 60085 North Shore Trust and Savings’ focus since 1921 has been home ownership and wealth accumulation for our customers. We continually invest in training our team and updating technology to better serve our customers, and we give back to the communities that support us through civic service and financial literacy programs.
(847) 235-0030 1268 miles Lender's profile and map Reviews De La Cerda Team 1520 Washington St, Waukegan, IL, 60085 The De La Cerda Team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(618) 783-2321 1269 miles Lender's profile and map Reviews The Peoples State Bank of Newton, Illinois 104 West Washington Street, Newton, IL, 62448 The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.
(708) 345-3231 1269 miles Lender's profile and map Reviews Northside L Federal Credit Union 1419 W Roosevelt Road, Broadview, IL, 60155 Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions. Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.
(708) 343-0228 1269 miles Lender's profile and map Reviews Access Credit Union 1807 W Cermak Road, Broadview, IL, 60155 Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(920) 772-4433 1269 miles Lender's profile and map Reviews Collins State Bank 20741 CTH JJ, Collins, WI, 54207 Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.
(708) 482-7700 1269 miles Lender's profile and map Reviews FNBC Bank & Trust 620 West Burlington Street, La Grange, IL, 60525 FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
(406) 756-1505 1269 miles Lender's profile and map Reviews Countryside Bank 6734 Joliet Road, Countryside, IL, 60525 Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
(708) 482-9606 1269 miles Lender's profile and map Reviews Midwest Coalition of Labor Credit Union 6240 Joliet Rd, Countryside, IL, 60525 The Midwest Coalition of Labor Credit Union (MCLCU) is a member-owned, not for profit financial organization dedicated to providing a full range of financial services. Our Mission is to ensure the long-term stability, managed growth, and the members' continued trust and loyalty in our credit union.
(708) 947-9080 1269 miles Lender's profile and map Reviews Lending Leaf Co 9908 West 55th Street, Countryside, IL, 60525 Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
(920) 429-1500 1269 miles Lender's profile and map Reviews Cornerstone Mortgage 1830 W. Mason Street, Suite 1, Green Bay, WI, 54303 We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.