In 2025, the USDA loan limit in Nephi, found within Juab County, UT, is $406,600, whereas the FHA limit for a single-family home is set at $601,450.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA vs FHA rates. Determine the income, creditworthiness, reserves, and required documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $406,600 | 0% |
| FHA | $601,450 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to seamlessly provide the best possible USDA or FHA loan. Choose from three starting points that link you with suitable lenders and USDA loan options.
The USDA home loan, insured by the Department of Agriculture, also called a USDA mortgage or rural development loan, is accessible only in rural areas. Unlike FHA loans which require a 3.5% down payment, USDA loans need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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