USDA Vs. FHA Pro and Con comparison in Holladay, Salt Lake County, UT
In 2025, the USDA loan limit for Holladay in Salt Lake county, UT, is set at $418,600, while the FHA limit for a single-family home is $619,850. These figures are essential for prospective homeowners as they evaluate their financing possibilities and make informed decisions about purchasing within these parameters.
Utilize the Lendersa® USDA loan calculator to thoroughly compare today's most competitive USDA and FHA rates. This tool helps ascertain the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA loans presented side by side to help you decide which program in best fits your particular financial situation.
2025 Loan Limits and Downpayment Requirements in Holladay, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Holladay, UT
Lendersa® is committed to connecting you with the most favorable USDA or FHA loan quickly and without hassle. Choose from one of three starting points designed to effectively match you with the right lenders and USDA loan programs suitable for your financing needs.
The USDA home loan, which is also referred to as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. This loan is accessible exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan does not demand any down payment, making it an attractive option for eligible buyers in these areas.
1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017
At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities
800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017
Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.
GUD Capital is a nationally recognized leader in the financing industry for providing the best business lending solutions available. We leverage our network of 4, 000 competing commercial lenders to provide your business the largest selection of commercial financing options. We are committed to communicating openly and honestly.
We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
309 E 8th Street, Suite 601, Los Angeles, CA, 90014
"Camino Financial is an online finance company offering business loans and solutions to help small businesses grow.
Camino Financial advises small businesses on getting access to capital and building their business credit. The Company provides up to $500, 000 in business funding and assists its clients in applying for financing."
621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
