USDA Vs. FHA your options comparison in Holladay, Salt Lake County, UT
In 2025, the USDA loan limit for Holladay in Salt Lake county, UT, is set at $418,600, while the FHA limit for a single-family home is $619,850. These figures are essential for prospective homeowners as they evaluate their financing possibilities and make informed decisions about purchasing within these parameters.
Utilize the Lendersa® USDA loan calculator to thoroughly compare today's most competitive USDA and FHA rates. This tool helps ascertain the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA loans presented side by side to help you decide which program in best fits your particular financial situation.
2025 Loan Limits and Downpayment Requirements in Holladay, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Holladay, UT
Lendersa® is committed to connecting you with the most favorable USDA or FHA loan quickly and without hassle. Choose from one of three starting points designed to effectively match you with the right lenders and USDA loan programs suitable for your financing needs.
The USDA home loan, which is also referred to as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. This loan is accessible exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan does not demand any down payment, making it an attractive option for eligible buyers in these areas.
"Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.
Additionally, we offer consultation services to small and mid-size businesses."
At Tamaela Mortgage, we live by these core values – integrity, trust, commitment, service, and knowledge – every day, in every client relationship. Our product knowledge, work ethic, and dedication to service combine to deliver an unparalleled customer experience. Rob Tamaela, President and CEO at Tamaela Mortgage.
Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.
6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.
Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.
7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499
All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.
Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
