In 2026, the USDA loan limit for Holladay in Salt Lake county, UT, is set at $418,600, while the FHA limit for a single-family home is $619,850. These figures are essential for prospective homeowners as they evaluate their financing possibilities and make informed decisions about purchasing within these parameters.
Utilize the Lendersa® USDA loan calculator to thoroughly compare today's most competitive USDA and FHA rates. This tool helps ascertain the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA loans presented side by side to help you decide which program in best fits your particular financial situation.
2026 Loan Limits and Downpayment Requirements in Holladay, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Holladay, UT
Lendersa® is committed to connecting you with the most favorable USDA or FHA loan quickly and without hassle. Choose from one of three starting points designed to effectively match you with the right lenders and USDA loan programs suitable for your financing needs.
The USDA home loan, which is also referred to as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. This loan is accessible exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan does not demand any down payment, making it an attractive option for eligible buyers in these areas.
Republic Bank has grown to become the largest locally-owned community bank in Kentucky. With 45 banking centers in Kentucky, Indiana, Florida, Tennessee and Ohio, and $5.1 billion in assets, Republic is dedicated to meeting the needs of consumers, small business owners and large corporations by offering a full range of competitive products.
209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.
Autotruck Financial Credit Union was chartered in the State of Kentucky on June 13, 1961 as a not for profit cooperative to serve the employees of the Ford Motor Company. In 1965, the Credit Union was granted a Federal Charter & operated under Federal Law until 2011. On November 8 2011 the State of Kentucky issued the Credit Union a state charter.
Class Act Federal Credit Union was established by a small group of JCPS teachers in 1954 to serve the personal finance needs of JCPS teachers and other school employees. At that time, teachers had very limited access to loans or credit of any kind. The credit union filled this need and did so at very competitive rates.
At GraCo Federal Credit Union, we all benefit from the cooperative nature of our members! If it’s time for a change, it’s time for GraCo FCU and GraCo Federal Credit Union is a member owned financial co-operative dedicated to member service and community involvement through responsible leadership.
Commercial Bank has been a proud local bank since 1893. We have an unwavering devotion to our neighbors and their futures. We make it our mission to reinvest in the community through donations, sponsorships and loans to support the growth of our local residents and businesses. We firmly believe that being local matters.
